IBM SPSS Web Report - Bankloan.spv   

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Log
Log - Log - September 23, 2019

GET
  FILE='C:\efrayer\spss\SPSS_Eric_Data\bankloan.sav'.
DATASET NAME DataSet1 WINDOW=FRONT.
SET SEED=9191972.
IF  (MISSING(default) = 0) validate=rv.bernoulli(0.7).
EXECUTE.
LOGISTIC REGRESSION VARIABLES default
  /SELECT=validate EQ 1
  /METHOD=FSTEP(LR) age ed employ address income debtinc creddebt othdebt
  /CONTRAST (ed)=Indicator
  /SAVE=PRED COOK SRESID
  /CLASSPLOT
  /PRINT=GOODFIT
  /CRITERIA=PIN(0.05) POUT(0.10) ITERATE(20) CUT(0.5).

Logistic Regression
Logistic Regression - Active Dataset - September 23, 2019


[DataSet1] C:\efrayer\spss\SPSS_Eric_Data\bankloan.sav

Logistic Regression
Logistic Regression - Case Processing Summary - September 23, 2019
Case Processing SummaryCase Processing Summary, table, 1 levels of column headers and 2 levels of row headers, table with 4 columns and 8 rows
Unweighted Casesa N Percent
Selected Cases Included in Analysis 499 58.7
Missing Cases 0 .0
Total 499 58.7
Unselected Cases 351 41.3
Total 850 100.0
a. If weight is in effect, see classification table for the total number of cases.
Logistic Regression
Logistic Regression - Dependent Variable Encoding - September 23, 2019
Dependent Variable EncodingDependent Variable Encoding, table, 1 levels of column headers and 1 levels of row headers, table with 2 columns and 4 rows
Original Value Internal Value
No 0
Yes 1
Logistic Regression
Logistic Regression - Categorical Variables Codings - September 23, 2019
Categorical Variables CodingsCategorical Variables Codings, table, 2 levels of column headers and 2 levels of row headers, table with 7 columns and 8 rows
  Frequency Parameter coding
(1) (2) (3) (4)
Level of education Did not complete high school 266 1.000 .000 .000 .000
High school degree 134 .000 1.000 .000 .000
Some college 69 .000 .000 1.000 .000
College degree 25 .000 .000 .000 1.000
Post-undergraduate degree 5 .000 .000 .000 .000
Block 0: Beginning Block
Block 0: Beginning Block - Classification Table - September 23, 2019
Classification Tablea,bClassification Table, table, 4 levels of column headers and 3 levels of row headers, table with 9 columns and 13 rows
  Observed Predicted
  Selected Casesc Unselected Casesd,e
  Previously defaulted Percentage Correct Previously defaulted Percentage Correct
  No Yes No Yes
Step 0 Previously defaulted No 375 0 100.0 142 0 100.0
Yes 124 0 .0 59 0 .0
Overall Percentage     75.2     70.6
a. Constant is included in the model.  
b. The cut value is .500  
c. Selected cases validate EQ 1  
d. Unselected cases validate NE 1  
e. Some of the unselected cases are not classified due to either missing values in the independent variables or categorical variables with values out of the range of the selected cases.  
Block 0: Beginning Block
Block 0: Beginning Block - Variables in the Equation - September 23, 2019
Variables in the EquationVariables in the Equation, table, 1 levels of column headers and 2 levels of row headers, table with 8 columns and 3 rows
  B S.E. Wald df Sig. Exp(B)
Step 0 Constant -1.107 .104 114.122 1 .000 .331
Block 0: Beginning Block
Block 0: Beginning Block - Variables not in the Equation - September 23, 2019
Variables not in the EquationVariables not in the Equation, table, 1 levels of column headers and 3 levels of row headers, table with 6 columns and 15 rows
  Score df Sig.
Step 0 Variables Age in years 9.486 1 .002
Level of education 6.822 4 .146
Level of education(1) 6.312 1 .012
Level of education(2) 1.776 1 .183
Level of education(3) 2.122 1 .145
Level of education(4) .721 1 .396
Years with current employer 39.958 1 .000
Years at current address 12.634 1 .000
Household income in thousands 6.683 1 .010
Debt to income ratio (x100) 64.314 1 .000
Credit card debt in thousands 25.348 1 .000
Other debt in thousands 5.559 1 .018
Overall Statistics 135.024 11 .000
Block 1: Method = Forward Stepwise (Likelihood Ratio)
Block 1: Method = Forward Stepwise (Likelihood Ratio) - Omnibus Tests of Model Coefficients - Septem(more)ber 23, 2019(less)
Omnibus Tests of Model CoefficientsOmnibus Tests of Model Coefficients, table, 1 levels of column headers and 2 levels of row headers, table with 5 columns and 14 rows
  Chi-square df Sig.
Step 1 Step 61.544 1 .000
Block 61.544 1 .000
Model 61.544 1 .000
Step 2 Step 50.712 1 .000
Block 112.256 2 .000
Model 112.256 2 .000
Step 3 Step 35.747 1 .000
Block 148.003 3 .000
Model 148.003 3 .000
Step 4 Step 16.832 1 .000
Block 164.835 4 .000
Model 164.835 4 .000
Block 1: Method = Forward Stepwise (Likelihood Ratio)
Block 1: Method = Forward Stepwise (Likelihood Ratio) - Model Summary - September 23, 2019
Model SummaryModel Summary, table, 1 levels of column headers and 1 levels of row headers, table with 4 columns and 9 rows
Step -2 Log likelihood Cox & Snell R Square Nagelkerke R Square
1 498.012a .116 .172
2 447.301b .201 .299
3 411.553b .257 .381
4 394.721c .281 .417
a. Estimation terminated at iteration number 4 because parameter estimates changed by less than .001.
b. Estimation terminated at iteration number 5 because parameter estimates changed by less than .001.
c. Estimation terminated at iteration number 6 because parameter estimates changed by less than .001.
Block 1: Method = Forward Stepwise (Likelihood Ratio)
Block 1: Method = Forward Stepwise (Likelihood Ratio) - Hosmer and Lemeshow Test - September 23, 201(more)9(less)
Hosmer and Lemeshow TestHosmer and Lemeshow Test, table, 1 levels of column headers and 1 levels of row headers, table with 4 columns and 6 rows
Step Chi-square df Sig.
1 3.292 8 .915
2 11.866 8 .157
3 9.447 8 .306
4 4.027 8 .855
Block 1: Method = Forward Stepwise (Likelihood Ratio)
Block 1: Method = Forward Stepwise (Likelihood Ratio) - Contingency Table for Hosmer and Lemeshow Te(more)st - September 23, 2019(less)
Contingency Table for Hosmer and Lemeshow TestContingency Table for Hosmer and Lemeshow Test, table, 2 levels of column headers and 2 levels of row headers, table with 7 columns and 43 rows
  Previously defaulted = No Previously defaulted = Yes Total
Observed Expected Observed Expected
Step 1 1 46 46.977 6 5.023 52
2 50 47.658 4 6.342 54
3 44 43.998 7 7.002 51
4 43 43.806 9 8.194 52
5 39 39.197 9 8.803 48
6 40 39.103 10 10.897 50
7 34 36.635 16 13.365 50
8 37 34.147 14 16.853 51
9 27 29.263 24 21.737 51
10 15 14.216 25 25.784 40
Step 2 1 50 48.725 0 1.275 50
2 46 47.071 4 2.929 50
3 48 45.398 2 4.602 50
4 46 43.896 4 6.104 50
5 35 41.721 15 8.279 50
6 41 39.139 9 10.861 50
7 34 36.235 16 13.765 50
8 34 32.467 16 17.533 50
9 26 26.013 24 23.987 50
10 15 14.336 34 34.664 49
Step 3 1 50 49.587 0 .413 50
2 49 48.455 1 1.545 50
3 48 46.903 2 3.097 50
4 43 45.066 7 4.934 50
5 44 42.350 6 7.650 50
6 42 39.556 8 10.444 50
7 29 35.715 21 14.285 50
8 31 31.040 19 18.960 50
9 29 24.589 21 25.411 50
10 10 11.740 39 37.260 49
Step 4 1 50 49.778 0 .222 50
2 49 48.995 1 1.005 50
3 47 47.549 3 2.451 50
4 45 45.495 5 4.505 50
5 46 42.992 4 7.008 50
6 39 39.783 11 10.217 50
7 32 35.801 18 14.199 50
8 33 30.474 17 19.526 50
9 24 23.443 26 26.557 50
10 10 10.689 39 38.311 49
Block 1: Method = Forward Stepwise (Likelihood Ratio)
Block 1: Method = Forward Stepwise (Likelihood Ratio) - Classification Table - September 23, 2019
Classification TableaClassification Table, table, 4 levels of column headers and 3 levels of row headers, table with 9 columns and 21 rows
  Observed Predicted
  Selected Casesb Unselected Casesc,d
  Previously defaulted Percentage Correct Previously defaulted Percentage Correct
  No Yes No Yes
Step 1 Previously defaulted No 361 14 96.3 137 5 96.5
Yes 100 24 19.4 45 14 23.7
Overall Percentage     77.2     75.1
Step 2 Previously defaulted No 351 24 93.6 136 6 95.8
Yes 80 44 35.5 36 23 39.0
Overall Percentage     79.2     79.1
Step 3 Previously defaulted No 348 27 92.8 135 7 95.1
Yes 72 52 41.9 28 31 52.5
Overall Percentage     80.2     82.6
Step 4 Previously defaulted No 352 23 93.9 130 12 91.5
Yes 67 57 46.0 27 32 54.2
Overall Percentage     82.0     80.6
a. The cut value is .500  
b. Selected cases validate EQ 1  
c. Unselected cases validate NE 1  
d. Some of the unselected cases are not classified due to either missing values in the independent variables or categorical variables with values out of the range of the selected cases.  
Block 1: Method = Forward Stepwise (Likelihood Ratio)
Block 1: Method = Forward Stepwise (Likelihood Ratio) - Variables in the Equation - September 23, 20(more)19(less)
Variables in the EquationVariables in the Equation, table, 1 levels of column headers and 2 levels of row headers, table with 8 columns and 20 rows
  B S.E. Wald df Sig. Exp(B)
Step 1a Debt to income ratio (x100) .121 .017 52.676 1 .000 1.129
Constant -2.476 .230 116.315 1 .000 .084
Step 2b Years with current employer -.140 .023 38.158 1 .000 .869
Debt to income ratio (x100) .134 .018 54.659 1 .000 1.143
Constant -1.621 .259 39.038 1 .000 .198
Step 3c Years with current employer -.244 .033 54.676 1 .000 .783
Debt to income ratio (x100) .069 .022 9.809 1 .002 1.072
Credit card debt in thousands .506 .101 25.127 1 .000 1.658
Constant -1.058 .280 14.249 1 .000 .347
Step 4d Years with current employer -.247 .034 51.826 1 .000 .781
Years at current address -.089 .023 15.109 1 .000 .915
Debt to income ratio (x100) .072 .023 10.040 1 .002 1.074
Credit card debt in thousands .602 .111 29.606 1 .000 1.826
Constant -.605 .301 4.034 1 .045 .546
a. Variable(s) entered on step 1: Debt to income ratio (x100).  
b. Variable(s) entered on step 2: Years with current employer.  
c. Variable(s) entered on step 3: Credit card debt in thousands.  
d. Variable(s) entered on step 4: Years at current address.  
Block 1: Method = Forward Stepwise (Likelihood Ratio)
Block 1: Method = Forward Stepwise (Likelihood Ratio) - Model if Term Removed - September 23, 2019
Model if Term RemovedModel if Term Removed, table, 1 levels of column headers and 2 levels of row headers, table with 6 columns and 12 rows
Variable Model Log Likelihood Change in -2 Log Likelihood df Sig. of the Change
Step 1 Debt to income ratio (x100) -279.778 61.544 1 .000
Step 2 Years with current employer -249.006 50.712 1 .000
Debt to income ratio (x100) -256.281 65.262 1 .000
Step 3 Years with current employer -248.719 85.885 1 .000
Debt to income ratio (x100) -210.684 9.814 1 .002
Credit card debt in thousands -223.650 35.747 1 .000
Step 4 Years with current employer -236.533 78.345 1 .000
Years at current address -205.777 16.832 1 .000
Debt to income ratio (x100) -202.395 10.068 1 .002
Credit card debt in thousands -219.820 44.919 1 .000
Block 1: Method = Forward Stepwise (Likelihood Ratio)
Block 1: Method = Forward Stepwise (Likelihood Ratio) - Variables not in the Equation - September 23(more), 2019(less)
Variables not in the EquationVariables not in the Equation, table, 1 levels of column headers and 3 levels of row headers, table with 6 columns and 44 rows
  Score df Sig.
Step 1 Variables Age in years 14.082 1 .000
Level of education 7.324 4 .120
Level of education(1) 7.291 1 .007
Level of education(2) 3.456 1 .063
Level of education(3) 1.040 1 .308
Level of education(4) .460 1 .498
Years with current employer 43.610 1 .000
Years at current address 18.873 1 .000
Household income in thousands 7.912 1 .005
Credit card debt in thousands .566 1 .452
Other debt in thousands 6.828 1 .009
Overall Statistics 79.885 10 .000
Step 2 Variables Age in years .064 1 .801
Level of education 3.185 4 .527
Level of education(1) 2.653 1 .103
Level of education(2) 1.276 1 .259
Level of education(3) .890 1 .346
Level of education(4) .082 1 .774
Years at current address 7.366 1 .007
Household income in thousands 4.174 1 .041
Credit card debt in thousands 40.151 1 .000
Other debt in thousands 1.864 1 .172
Overall Statistics 60.354 9 .000
Step 3 Variables Age in years 1.851 1 .174
Level of education 1.656 4 .799
Level of education(1) .280 1 .597
Level of education(2) .896 1 .344
Level of education(3) .016 1 .900
Level of education(4) .913 1 .339
Years at current address 15.866 1 .000
Household income in thousands 2.784 1 .095
Other debt in thousands .676 1 .411
Overall Statistics 21.807 8 .005
Step 4 Variables Age in years 1.671 1 .196
Level of education 2.095 4 .718
Level of education(1) .713 1 .398
Level of education(2) .939 1 .333
Level of education(3) .099 1 .753
Level of education(4) .643 1 .423
Household income in thousands .856 1 .355
Other debt in thousands .156 1 .693
Overall Statistics 6.178 7 .519
Block 1: Method = Forward Stepwise (Likelihood Ratio)
Block 1: Method = Forward Stepwise (Likelihood Ratio) - Observed Groups and Predicted Probabilities (more)Plot - September 23, 2019(less)












             Step number: 1



             Observed Groups and Predicted Probabilities



      32 +          Y Y                                                                                       +

         I          Y Y Y                                                                                     I

         I          Y NYY                                                                                     I

F        I          N NYY                                                                                     I

R     24 +          N NNNY                                                                                    +

E        I         NN NNNY    Y                                                                               I

Q        I         NN NNNNYY  Y                                                                               I

U        I         NN NNNNNN  Y                                                                               I

E     16 +         NNNNNNNNN  N                                                                               +

N        I         NNNNNNNNNY N Y                                                                             I

C        I        YNNNNNNNNNY N N Y               Y                                                           I

Y        I        NNNNNNNNNNNYNYNNYY  YY    Y     Y                                                           I

       8 +        NNNNNNNNNNNNNYNNYYN NNY YYN     N       Y                                                   +

         I        NNNNNNNNNNNNNNNNNNNYNNNNNNNYY Y N   Y   Y        Y                                          I

         I        NNNNNNNNNNNNNNNNNNNNNNNNNNNNYYY NY NNYY Y   Y    Y         Y                                I

         I        NNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNYNNNNNY N N  NNN YYNY  Y  Y YNN   NY    Y    Y       I

Predicted ---------+---------+---------+---------+---------+---------+---------+---------+---------+----------

  Prob:   0       .1        .2        .3        .4        .5        .6        .7        .8        .9         1

  Group:  NNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYY



          Predicted Probability is of Membership for Yes

          The Cut Value is .50

          Symbols: N - No

                   Y - Yes

          Each Symbol Represents 2 Cases.

Block 1: Method = Forward Stepwise (Likelihood Ratio)
Block 1: Method = Forward Stepwise (Likelihood Ratio) - Observed Groups and Predicted Probabilities (more)Plot - September 23, 2019(less)












             Step number: 2



             Observed Groups and Predicted Probabilities



      32 +                                                                                                    +

         I                                                                                                    I

         I                                                                                                    I

F        I         Y                                                                                          I

R     24 +         N                                                                                          +

E        I         N                                                                                          I

Q        I   N    NN                                                                                          I

U        I  NN  Y NN Y                                                                                        I

E     16 +  NN  N NN Y                                                                                        +

N        I  NN YN NNYNN Y                                                                                     I

C        I NNNNNN NNNNN N   Y  YY                                                                             I

Y        I NNNNNN NNNNNNN  YN YNNN     Y     Y                                                                I

       8 + NNNNNNYNNNNNNNYYYNNNNNN  YYYNN N  Y Y                                                              +

         I NNNNNNNNNNNNNNNNYNNNNNNYNYNYNN NY N Y  Y  YY  Y     Y             Y                                I

         INNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNYNNYNNN  NN NYYYY   YYNNYY Y        N Y   Y  Y                       I

         INNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNN NNNNNNNNNNNNYNNNNNYYYY YN  NNNN YNNN NY NY  NY YYY YY  Y     I

Predicted ---------+---------+---------+---------+---------+---------+---------+---------+---------+----------

  Prob:   0       .1        .2        .3        .4        .5        .6        .7        .8        .9         1

  Group:  NNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYY



          Predicted Probability is of Membership for Yes

          The Cut Value is .50

          Symbols: N - No

                   Y - Yes

          Each Symbol Represents 2 Cases.

Block 1: Method = Forward Stepwise (Likelihood Ratio)
Block 1: Method = Forward Stepwise (Likelihood Ratio) - Observed Groups and Predicted Probabilities (more)Plot - September 23, 2019(less)












             Step number: 3



             Observed Groups and Predicted Probabilities



      32 +N                                                                                                   +

         IN                                                                                                   I

         IN                                                                                                   I

F        INN                                                                                                  I

R     24 +NN                                                                                                  +

E        INN  Y                                                                                               I

Q        INN  N                                                                                               I

U        INN  N                                                                                               I

E     16 +NNNNN NY                                                                                            +

N        INNNNN NNNY          Y                                                                               I

C        INNNNN NNNYN      N  N        Y           Y                                                          I

Y        INNNNNNNNNNNNY N  NYYN        Y           Y                                                          I

       8 +NNNNNNNNNNNNN NY NNNN NN   Y N Y Y    Y  N                                                          +

         INNNNNNNNNNNNN NNNNNNNYNN  YYYN NYN    N  NY     Y NY             Y                                  I

         INNNNNNNNNNNNNNNNNNNNNNNNYYNNNN NNNYYN NYYNNY Y  N NN YYY   Y Y   Y            YY           Y        I

         INNNNNNNNNNNNNNNNNNNNNNNNNYNNNNNNNNNYNYNNNNNN NNNNNNNNNNNNYNNYNNYNNY     YY YNNYN YYYY N Y  N Y Y  YYI

Predicted ---------+---------+---------+---------+---------+---------+---------+---------+---------+----------

  Prob:   0       .1        .2        .3        .4        .5        .6        .7        .8        .9         1

  Group:  NNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYY



          Predicted Probability is of Membership for Yes

          The Cut Value is .50

          Symbols: N - No

                   Y - Yes

          Each Symbol Represents 2 Cases.

Block 1: Method = Forward Stepwise (Likelihood Ratio)
Block 1: Method = Forward Stepwise (Likelihood Ratio) - Observed Groups and Predicted Probabilities (more)Plot - September 23, 2019(less)












             Step number: 4



             Observed Groups and Predicted Probabilities



      80 +                                                                                                    +

         I                                                                                                    I

         I                                                                                                    I

F        I                                                                                                    I

R     60 +                                                                                                    +

E        I                                                                                                    I

Q        I                                                                                                    I

U        IN                                                                                                   I

E     40 +N                                                                                                   +

N        IN                                                                                                   I

C        INN                                                                                                  I

Y        INN                                                                                                  I

      20 +NNN                                                                                                 +

         INNNNN NY  N  N                                                                                      I

         INNNNNNNNNYN NN N    YN   N  Y   Y                                                                   I

         INNNNNNNNNNNNNNNNNNNNNNNNNNNYNNYYN  N NN NNNY  NYYN NY  Y Y Y   Y    Y Y Y              Y            I

Predicted ---------+---------+---------+---------+---------+---------+---------+---------+---------+----------

  Prob:   0       .1        .2        .3        .4        .5        .6        .7        .8        .9         1

  Group:  NNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYY



          Predicted Probability is of Membership for Yes

          The Cut Value is .50

          Symbols: N - No

                   Y - Yes

          Each Symbol Represents 5 Cases.

Log
Log - Log - September 23, 2019

IF  (MISSING(default) = 0) chgdev=sre_1**2.
EXECUTE.
* Chart Builder.
GGRAPH
  /GRAPHDATASET NAME="graphdataset" VARIABLES=PRE_1 chgdev MISSING=LISTWISE REPORTMISSING=NO
  /GRAPHSPEC SOURCE=INLINE
  /FITLINE TOTAL=NO.
BEGIN GPL
  SOURCE: s=userSource(id("graphdataset"))
  DATA: PRE_1=col(source(s), name("PRE_1"))
  DATA: chgdev=col(source(s), name("chgdev"))
  GUIDE: axis(dim(1), label("Predicted probability"))
  GUIDE: axis(dim(2), label("chgdev"))
  GUIDE: text.title(label("Simple Scatter of chgdev by Predicted probability"))
  ELEMENT: point(position(PRE_1*chgdev))
END GPL.

GGraph
GGraph - Graph - September 23, 2019
Graph Predicted probability: .12411 chgdev: .27 Predicted probability: .42205 chgdev: 1.11 Predicted probability: .69180 chgdev: .79 Predicted probability: .29618 chgdev: .71 Predicted probability: .04581 chgdev: .09 Predicted probability: .28603 chgdev: 2.53 Predicted probability: .46809 chgdev: 1.27 Predicted probability: .00923 chgdev: .02 Predicted probability: .40034 chgdev: 1.03 Predicted probability: .31543 chgdev: 2.33 Predicted probability: .00753 chgdev: .02 Predicted probability: .06801 chgdev: .14 Predicted probability: .07582 chgdev: 5.18 Predicted probability: .17458 chgdev: .39 Predicted probability: .18433 chgdev: .41 Predicted probability: .63882 chgdev: .91 Predicted probability: .12829 chgdev: .28 Predicted probability: .01534 chgdev: .03 Predicted probability: .00543 chgdev: .01 Predicted probability: .42078 chgdev: 1.14 Predicted probability: .04148 chgdev: .09 Predicted probability: .08672 chgdev: .18 Predicted probability: .16412 chgdev: 3.67 Predicted probability: .32188 chgdev: .78 Predicted probability: .14614 chgdev: .32 Predicted probability: .02592 chgdev: .05 Predicted probability: .01207 chgdev: .02 Predicted probability: .40046 chgdev: 1.11 Predicted probability: .42951 chgdev: 1.71 Predicted probability: .02314 chgdev: .05 Predicted probability: .33888 chgdev: .83 Predicted probability: .53971 chgdev: 1.57 Predicted probability: .00965 chgdev: .02 Predicted probability: .14981 chgdev: .33 Predicted probability: .03974 chgdev: .08 Predicted probability: .00190 chgdev: .00 Predicted probability: .12339 chgdev: .26 Predicted probability: .00222 chgdev: .00 Predicted probability: .16153 chgdev: .35 Predicted probability: .01821 chgdev: .04 Predicted probability: .02209 chgdev: .04 Predicted probability: .76430 chgdev: .64 Predicted probability: .04943 chgdev: .10 Predicted probability: .16577 chgdev: .36 Predicted probability: .54767 chgdev: 1.60 Predicted probability: .59931 chgdev: 1.86 Predicted probability: .13233 chgdev: .29 Predicted probability: .20602 chgdev: .46 Predicted probability: .00782 chgdev: .02 Predicted probability: .00176 chgdev: .00 Predicted probability: .10552 chgdev: .23 Predicted probability: .41787 chgdev: 1.09 Predicted probability: .51276 chgdev: 1.48 Predicted probability: .49313 chgdev: 1.42 Predicted probability: .11188 chgdev: 4.40 Predicted probability: .38809 chgdev: 1.91 Predicted probability: .00287 chgdev: .01 Predicted probability: .06315 chgdev: .13 Predicted probability: .01358 chgdev: .03 Predicted probability: .05163 chgdev: .11 Predicted probability: .35994 chgdev: 2.08 Predicted probability: .11102 chgdev: .24 Predicted probability: .19177 chgdev: .43 Predicted probability: .87097 chgdev: .28 Predicted probability: .00278 chgdev: .01 Predicted probability: .82831 chgdev: .38 Predicted probability: .03354 chgdev: .07 Predicted probability: .06784 chgdev: .14 Predicted probability: .20099 chgdev: .46 Predicted probability: .33763 chgdev: .83 Predicted probability: .68687 chgdev: .76 Predicted probability: .43752 chgdev: 1.67 Predicted probability: .01877 chgdev: .04 Predicted probability: .75600 chgdev: .57 Predicted probability: .12589 chgdev: .27 Predicted probability: .55522 chgdev: 1.19 Predicted probability: .68433 chgdev: .78 Predicted probability: .24633 chgdev: 2.82 Predicted probability: .08906 chgdev: .19 Predicted probability: .09501 chgdev: .20 Predicted probability: .09798 chgdev: .21 Predicted probability: .09618 chgdev: .20 Predicted probability: .96731 chgdev: .07 Predicted probability: .77461 chgdev: .54 Predicted probability: .07796 chgdev: .16 Predicted probability: .25442 chgdev: .59 Predicted probability: .06988 chgdev: .15 Predicted probability: .35754 chgdev: .89 Predicted probability: .00337 chgdev: .01 Predicted probability: .13786 chgdev: 3.99 Predicted probability: .57488 chgdev: 1.73 Predicted probability: .91243 chgdev: .19 Predicted probability: .28164 chgdev: 2.55 Predicted probability: .00590 chgdev: .01 Predicted probability: .32525 chgdev: .80 Predicted probability: .70333 chgdev: .71 Predicted probability: .31158 chgdev: 2.37 Predicted probability: .02247 chgdev: .05 Predicted probability: .00139 chgdev: .00 Predicted probability: .07181 chgdev: .15 Predicted probability: .03968 chgdev: .08 Predicted probability: .13225 chgdev: .29 Predicted probability: .27348 chgdev: 2.62 Predicted probability: .41965 chgdev: 1.18 Predicted probability: .10932 chgdev: .23 Predicted probability: .00276 chgdev: .01 Predicted probability: .69335 chgdev: 2.43 Predicted probability: .58940 chgdev: 1.09 Predicted probability: .28670 chgdev: 2.56 Predicted probability: .16592 chgdev: .37 Predicted probability: .00817 chgdev: .02 Predicted probability: .01946 chgdev: .04 Predicted probability: .57797 chgdev: 1.11 Predicted probability: .00442 chgdev: .01 Predicted probability: .04116 chgdev: .08 Predicted probability: .24896 chgdev: .58 Predicted probability: .28053 chgdev: .67 Predicted probability: .05438 chgdev: .11 Predicted probability: .30636 chgdev: 2.40 Predicted probability: .74288 chgdev: .60 Predicted probability: .24743 chgdev: 2.80 Predicted probability: .00172 chgdev: .00 Predicted probability: .25454 chgdev: .59 Predicted probability: .04044 chgdev: .08 Predicted probability: .05924 chgdev: .12 Predicted probability: .31099 chgdev: .75 Predicted probability: .14824 chgdev: .32 Predicted probability: .18844 chgdev: .42 Predicted probability: .29708 chgdev: .71 Predicted probability: .07149 chgdev: .15 Predicted probability: .01729 chgdev: .04 Predicted probability: .12145 chgdev: .26 Predicted probability: .02760 chgdev: .06 Predicted probability: .11879 chgdev: .26 Predicted probability: .13556 chgdev: .29 Predicted probability: .05351 chgdev: .11 Predicted probability: .00516 chgdev: .01 Predicted probability: .54770 chgdev: 1.60 Predicted probability: .06367 chgdev: .13 Predicted probability: .00097 chgdev: .00 Predicted probability: .68991 chgdev: 2.37 Predicted probability: .68022 chgdev: .78 Predicted probability: .18494 chgdev: .42 Predicted probability: .15792 chgdev: .35 Predicted probability: .49841 chgdev: 1.41 Predicted probability: .88412 chgdev: .25 Predicted probability: .70704 chgdev: .70 Predicted probability: .10077 chgdev: .21 Predicted probability: .11087 chgdev: .24 Predicted probability: .23782 chgdev: 2.89 Predicted probability: .44465 chgdev: 1.67 Predicted probability: .01022 chgdev: .02 Predicted probability: .00122 chgdev: .00 Predicted probability: .55748 chgdev: 1.20 Predicted probability: .72106 chgdev: .67 Predicted probability: .22974 chgdev: 2.96 Predicted probability: .15143 chgdev: .33 Predicted probability: .13036 chgdev: .28 Predicted probability: .24727 chgdev: .57 Predicted probability: .46619 chgdev: 1.54 Predicted probability: .01974 chgdev: .04 Predicted probability: .03678 chgdev: .08 Predicted probability: .00040 chgdev: .00 Predicted probability: .46446 chgdev: 1.55 Predicted probability: .02107 chgdev: .04 Predicted probability: .40771 chgdev: 1.06 Predicted probability: .05116 chgdev: .11 Predicted probability: .48897 chgdev: 1.45 Predicted probability: .32052 chgdev: 2.31 Predicted probability: .35425 chgdev: 2.10 Predicted probability: .38678 chgdev: .99 Predicted probability: .98027 chgdev: .04 Predicted probability: .66360 chgdev: 2.24 Predicted probability: .63355 chgdev: 2.11 Predicted probability: .10576 chgdev: .22 Predicted probability: .06050 chgdev: .13 Predicted probability: .60035 chgdev: 1.03 Predicted probability: .10675 chgdev: .23 Predicted probability: .06116 chgdev: .13 Predicted probability: .26340 chgdev: .64 Predicted probability: .38500 chgdev: .99 Predicted probability: .03583 chgdev: .07 Predicted probability: .08586 chgdev: .18 Predicted probability: .15836 chgdev: .35 Predicted probability: .00089 chgdev: .00 Predicted probability: .72045 chgdev: .66 Predicted probability: .56840 chgdev: 1.15 Predicted probability: .15606 chgdev: .34 Predicted probability: .22969 chgdev: .53 Predicted probability: .88847 chgdev: .24 Predicted probability: .04214 chgdev: .09 Predicted probability: .07792 chgdev: .16 Predicted probability: .13961 chgdev: .31 Predicted probability: .13024 chgdev: .28 Predicted probability: .02157 chgdev: .04 Predicted probability: .29046 chgdev: .70 Predicted probability: .47091 chgdev: 1.29 Predicted probability: .49005 chgdev: 1.38 Predicted probability: .42393 chgdev: 1.17 Predicted probability: .31215 chgdev: 2.35 Predicted probability: .00637 chgdev: .01 Predicted probability: .37688 chgdev: .96 Predicted probability: .07958 chgdev: .17 Predicted probability: .70067 chgdev: .72 Predicted probability: .06480 chgdev: .13 Predicted probability: .00675 chgdev: .01 Predicted probability: .42601 chgdev: 1.74 Predicted probability: .13665 chgdev: .31 Predicted probability: .80964 chgdev: .43 Predicted probability: .01753 chgdev: .04 Predicted probability: .00140 chgdev: .00 Predicted probability: .04871 chgdev: .10 Predicted probability: .01239 chgdev: .02 Predicted probability: .31735 chgdev: .77 Predicted probability: .09290 chgdev: .20 Predicted probability: .01798 chgdev: .04 Predicted probability: .02749 chgdev: .06 Predicted probability: .95929 chgdev: .08 Predicted probability: .32211 chgdev: .78 Predicted probability: .08556 chgdev: .18 Predicted probability: .47417 chgdev: 1.50 Predicted probability: .55063 chgdev: 1.62 Predicted probability: .22335 chgdev: .51 Predicted probability: .51433 chgdev: 1.35 Predicted probability: .73011 chgdev: .68 Predicted probability: .28453 chgdev: 2.53 Predicted probability: .00318 chgdev: .01 Predicted probability: .02750 chgdev: .06 Predicted probability: .06093 chgdev: .13 Predicted probability: .02200 chgdev: .04 Predicted probability: .10842 chgdev: .23 Predicted probability: .51176 chgdev: 1.46 Predicted probability: .20591 chgdev: 3.19 Predicted probability: .23492 chgdev: .54 Predicted probability: .80073 chgdev: .45 Predicted probability: .57378 chgdev: 1.17 Predicted probability: .07452 chgdev: .16 Predicted probability: .03825 chgdev: .08 Predicted probability: .02524 chgdev: .05 Predicted probability: .46655 chgdev: 1.28 Predicted probability: .06680 chgdev: .14 Predicted probability: .99928 chgdev: .00 Predicted probability: .05149 chgdev: .11 Predicted probability: .16125 chgdev: .35 Predicted probability: .00326 chgdev: .01 Predicted probability: .13201 chgdev: .29 Predicted probability: .13153 chgdev: .28 Predicted probability: .10824 chgdev: .23 Predicted probability: .41809 chgdev: 1.79 Predicted probability: .07512 chgdev: .16 Predicted probability: .01826 chgdev: .04 Predicted probability: .01437 chgdev: .03 Predicted probability: .68549 chgdev: 2.36 Predicted probability: .38966 chgdev: 1.00 Predicted probability: .63746 chgdev: .91 Predicted probability: .59265 chgdev: 1.07 Predicted probability: .37796 chgdev: 2.03 Predicted probability: .12792 chgdev: .28 Predicted probability: .66820 chgdev: 2.24 Predicted probability: .32136 chgdev: .78 Predicted probability: .30568 chgdev: .74 Predicted probability: .15241 chgdev: .34 Predicted probability: .98130 chgdev: .04 Predicted probability: .00453 chgdev: .01 Predicted probability: .16418 chgdev: .36 Predicted probability: .15352 chgdev: .34 Predicted probability: .87860 chgdev: .26 Predicted probability: .00387 chgdev: .01 Predicted probability: .25777 chgdev: .60 Predicted probability: .03897 chgdev: .08 Predicted probability: .21171 chgdev: .48 Predicted probability: .26918 chgdev: 2.65 Predicted probability: .21689 chgdev: 3.08 Predicted probability: .30074 chgdev: .73 Predicted probability: .14268 chgdev: .31 Predicted probability: .28969 chgdev: .69 Predicted probability: .23474 chgdev: .54 Predicted probability: .94542 chgdev: .12 Predicted probability: .31487 chgdev: 2.33 Predicted probability: .00216 chgdev: .00 Predicted probability: .32372 chgdev: 2.27 Predicted probability: .08741 chgdev: .18 Predicted probability: .21634 chgdev: 3.09 Predicted probability: .10093 chgdev: .21 Predicted probability: .49481 chgdev: 1.38 Predicted probability: .20192 chgdev: .46 Predicted probability: .51279 chgdev: 1.45 Predicted probability: .19191 chgdev: .43 Predicted probability: .57138 chgdev: 1.13 Predicted probability: .10695 chgdev: .23 Predicted probability: .12766 chgdev: .28 Predicted probability: .13424 chgdev: .29 Predicted probability: .01794 chgdev: .04 Predicted probability: .04461 chgdev: .09 Predicted probability: .00162 chgdev: .00 Predicted probability: .04068 chgdev: .08 Predicted probability: .99214 chgdev: .02 Predicted probability: .00521 chgdev: .01 Predicted probability: .20628 chgdev: 3.17 Predicted probability: .72382 chgdev: 2.61 Predicted probability: .37620 chgdev: .95 Predicted probability: .03325 chgdev: .07 Predicted probability: .17899 chgdev: .40 Predicted probability: .00126 chgdev: .00 Predicted probability: .05500 chgdev: .11 Predicted probability: .22652 chgdev: .52 Predicted probability: .05224 chgdev: .11 Predicted probability: .00393 chgdev: .01 Predicted probability: .04962 chgdev: .10 Predicted probability: .03510 chgdev: .07 Predicted probability: .23450 chgdev: .54 Predicted probability: .40446 chgdev: 1.04 Predicted probability: .48071 chgdev: 1.52 Predicted probability: .03558 chgdev: 6.69 Predicted probability: .10728 chgdev: .23 Predicted probability: .02365 chgdev: .05 Predicted probability: .57239 chgdev: 1.12 Predicted probability: .52844 chgdev: 1.29 Predicted probability: .02881 chgdev: .06 Predicted probability: .24322 chgdev: .56 Predicted probability: .17604 chgdev: .39 Predicted probability: .42894 chgdev: 1.13 Predicted probability: .48375 chgdev: 1.34 Predicted probability: .18358 chgdev: .41 Predicted probability: .10841 chgdev: .23 Predicted probability: .19368 chgdev: .43 Predicted probability: .32933 chgdev: .81 Predicted probability: .00235 chgdev: .00 Predicted probability: .46219 chgdev: 1.25 Predicted probability: .04364 chgdev: .09 Predicted probability: .28567 chgdev: 2.56 Predicted probability: .00861 chgdev: .02 Predicted probability: .35269 chgdev: .89 Predicted probability: .03817 chgdev: .08 Predicted probability: .40484 chgdev: 1.04 Predicted probability: .00400 chgdev: .01 Predicted probability: .32062 chgdev: .85 Predicted probability: .06581 chgdev: .14 Predicted probability: .10607 chgdev: .23 Predicted probability: .20513 chgdev: 3.19 Predicted probability: .26088 chgdev: .61 Predicted probability: .15924 chgdev: .35 Predicted probability: .01903 chgdev: .04 Predicted probability: .19587 chgdev: 3.28 Predicted probability: .16098 chgdev: .35 Predicted probability: .25832 chgdev: .60 Predicted probability: .41433 chgdev: 1.08 Predicted probability: .15403 chgdev: .34 Predicted probability: .21964 chgdev: .50 Predicted probability: .72449 chgdev: .65 Predicted probability: .01449 chgdev: .03 Predicted probability: .15119 chgdev: .34 Predicted probability: .07673 chgdev: 5.15 Predicted probability: .04683 chgdev: .10 Predicted probability: .15575 chgdev: .34 Predicted probability: .22239 chgdev: .51 Predicted probability: .43203 chgdev: 1.69 Predicted probability: .03750 chgdev: .08 Predicted probability: .13051 chgdev: .28 Predicted probability: .03088 chgdev: .06 Predicted probability: .07865 chgdev: .16 Predicted probability: .15690 chgdev: .34 Predicted probability: .05416 chgdev: 5.85 Predicted probability: .17984 chgdev: .40 Predicted probability: .01408 chgdev: .03 Predicted probability: .26114 chgdev: 2.71 Predicted probability: .14471 chgdev: 3.90 Predicted probability: .41908 chgdev: 1.09 Predicted probability: .15488 chgdev: .34 Predicted probability: .43032 chgdev: 1.13 Predicted probability: .04027 chgdev: 6.47 Predicted probability: .03055 chgdev: .06 Predicted probability: .79641 chgdev: 3.24 Predicted probability: .00348 chgdev: .01 Predicted probability: .02279 chgdev: .05 Predicted probability: .63992 chgdev: .91 Predicted probability: .14296 chgdev: .31 Predicted probability: .59752 chgdev: 1.85 Predicted probability: .28658 chgdev: .68 Predicted probability: .07923 chgdev: .17 Predicted probability: .10851 chgdev: .23 Predicted probability: .01763 chgdev: .04 Predicted probability: .58278 chgdev: 1.09 Predicted probability: .57796 chgdev: 1.13 Predicted probability: .06774 chgdev: .14 Predicted probability: .37066 chgdev: 2.00 Predicted probability: .17501 chgdev: .39 Predicted probability: .47564 chgdev: 1.31 Predicted probability: .05950 chgdev: .12 Predicted probability: .20116 chgdev: 3.23 Predicted probability: .26606 chgdev: .63 Predicted probability: .53489 chgdev: 1.54 Predicted probability: .09738 chgdev: .21 Predicted probability: .01587 chgdev: 8.32 Predicted probability: .03490 chgdev: .07 Predicted probability: .21018 chgdev: .47 Predicted probability: .49296 chgdev: 1.37 Predicted probability: .49930 chgdev: 1.40 Predicted probability: .03582 chgdev: .07 Predicted probability: .00438 chgdev: .01 Predicted probability: .40965 chgdev: 1.80 Predicted probability: .06264 chgdev: .13 Predicted probability: .04813 chgdev: .10 Predicted probability: .55209 chgdev: 1.63 Predicted probability: .09297 chgdev: .20 Predicted probability: .14875 chgdev: .32 Predicted probability: .01596 chgdev: .03 Predicted probability: .00571 chgdev: .01 Predicted probability: .22947 chgdev: .52 Predicted probability: .25355 chgdev: .59 Predicted probability: .01560 chgdev: .03 Predicted probability: .25714 chgdev: .60 Predicted probability: .27588 chgdev: 2.59 Predicted probability: .07059 chgdev: .15 Predicted probability: .08670 chgdev: .18 Predicted probability: .52841 chgdev: 1.28 Predicted probability: .36025 chgdev: 2.06 Predicted probability: .02259 chgdev: .05 Predicted probability: .47823 chgdev: 1.49 Predicted probability: .12872 chgdev: .28 Predicted probability: .19460 chgdev: .43 Predicted probability: .00645 chgdev: .01 Predicted probability: .21654 chgdev: .49 Predicted probability: .28573 chgdev: .68 Predicted probability: .04230 chgdev: .09 Predicted probability: .38526 chgdev: .98 Predicted probability: .08232 chgdev: 5.03 Predicted probability: .02895 chgdev: .06 Predicted probability: .08966 chgdev: .19 Predicted probability: .09336 chgdev: .20 Predicted probability: .00235 chgdev: .00 Predicted probability: .34140 chgdev: 2.16 Predicted probability: .05832 chgdev: .12 Predicted probability: .87740 chgdev: .27 Predicted probability: .36695 chgdev: 2.03 Predicted probability: .41446 chgdev: 1.77 Predicted probability: .92570 chgdev: .16 Predicted probability: .01267 chgdev: .03 Predicted probability: .32236 chgdev: .81 Predicted probability: .13621 chgdev: .30 Predicted probability: .21762 chgdev: .49 Predicted probability: .24636 chgdev: .57 Predicted probability: .17967 chgdev: .40 Predicted probability: .59459 chgdev: 1.05 Predicted probability: .01044 chgdev: .02 Predicted probability: .01929 chgdev: .04 Predicted probability: .25376 chgdev: .59 Predicted probability: .11099 chgdev: .24 Predicted probability: .01059 chgdev: .02 Predicted probability: .00543 chgdev: .01 Predicted probability: .60889 chgdev: 1.92 Predicted probability: .65619 chgdev: .86 Predicted probability: .20451 chgdev: 3.19 Predicted probability: .31130 chgdev: 2.35 Predicted probability: .21660 chgdev: .49 Predicted probability: .35648 chgdev: .89 Predicted probability: .45550 chgdev: 1.23 Predicted probability: .07648 chgdev: 5.18 Predicted probability: .02890 chgdev: .06 Predicted probability: .07689 chgdev: .16 Predicted probability: .01094 chgdev: .02 Predicted probability: .08987 chgdev: .19 Predicted probability: .37551 chgdev: .95 Predicted probability: .39412 chgdev: 1.01 Predicted probability: .30367 chgdev: 2.40 Predicted probability: .01028 chgdev: .02 Predicted probability: .62274 chgdev: .96 Predicted probability: .27875 chgdev: .66 Predicted probability: .01031 chgdev: .02 Predicted probability: .52867 chgdev: 1.29 Predicted probability: .02977 chgdev: .06 Predicted probability: .13791 chgdev: .30 Predicted probability: .00227 chgdev: .00 Predicted probability: .61470 chgdev: .98 Predicted probability: .19404 chgdev: .44 Predicted probability: .94260 chgdev: 5.78 Predicted probability: .08224 chgdev: .17 Predicted probability: .21615 chgdev: .49 Predicted probability: .29801 chgdev: .71 Predicted probability: .42455 chgdev: 1.12 Predicted probability: .07816 chgdev: .16 Predicted probability: .48853 chgdev: 1.36 Predicted probability: .24970 chgdev: .58 Predicted probability: .00104 chgdev: .00 Predicted probability: .85414 chgdev: 3.90 Predicted probability: .00462 chgdev: .01 Predicted probability: .10540 chgdev: .22 Predicted probability: .09535 chgdev: 4.72 Predicted probability: .01117 chgdev: .02 Predicted probability: .00913 chgdev: .02 Predicted probability: .25607 chgdev: .60 Predicted probability: .38645 chgdev: .99 Predicted probability: .70392 chgdev: .72 Predicted probability: .01465 chgdev: .03 Predicted probability: .13754 chgdev: .31 Predicted probability: .21153 chgdev: .48 Predicted probability: .77181 chgdev: .52 Predicted probability: .02316 chgdev: .05 Predicted probability: .17584 chgdev: .39 .00 2.00 4.00 6.00 8.00 10.00 .00000 .20000 .40000 .60000 .80000 1.00000

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Scatter of chgdev by Predicted probability"]}],"version":"6.0"}

Log
Log - Log - September 23, 2019

* Chart Builder.
GGRAPH
  /GRAPHDATASET NAME="graphdataset" VARIABLES=PRE_1 COO_1 MISSING=LISTWISE REPORTMISSING=NO
  /GRAPHSPEC SOURCE=INLINE
  /FITLINE TOTAL=NO.
BEGIN GPL
  SOURCE: s=userSource(id("graphdataset"))
  DATA: PRE_1=col(source(s), name("PRE_1"))
  DATA: COO_1=col(source(s), name("COO_1"))
  GUIDE: axis(dim(1), label("Predicted probability"))
  GUIDE: axis(dim(2), label("Analog of Cook's influence statistics"))
  GUIDE: text.title(label("Simple Scatter of Analog of Cook's influence statistics by Predicted ",
    "probability"))
  ELEMENT: point(position(PRE_1*COO_1))
END GPL.

GGraph
GGraph - Graph - September 23, 2019
Graph Predicted probability: .12411 Analog of Cook\'s influence statistics: .00102 Predicted probability: .00516 Analog of Cook\'s influence statistics: .00001 Predicted probability: .02343 Analog of Cook\'s influence statistics: .00009 Predicted probability: .19878 Analog of Cook\'s influence statistics: .00136 Predicted probability: .05052 Analog of Cook\'s influence statistics: .09308 Predicted probability: .52217 Analog of Cook\'s influence statistics: .01163 Predicted probability: .42205 Analog of Cook\'s influence statistics: .00955 Predicted probability: .69180 Analog of Cook\'s influence statistics: .03126 Predicted probability: .05524 Analog of Cook\'s influence statistics: .00183 Predicted probability: .37461 Analog of Cook\'s influence statistics: .00512 Predicted probability: .29618 Analog of Cook\'s influence statistics: .00267 Predicted probability: .04581 Analog of Cook\'s influence statistics: .00020 Predicted probability: .28603 Analog of Cook\'s influence statistics: .02623 Predicted probability: .46809 Analog of Cook\'s influence statistics: .00808 Predicted probability: .35490 Analog of Cook\'s influence statistics: .01227 Predicted probability: .00923 Analog of Cook\'s influence statistics: .00002 Predicted probability: .40034 Analog of Cook\'s influence statistics: .00678 Predicted probability: .20639 Analog of Cook\'s influence statistics: .00423 Predicted probability: .31543 Analog of Cook\'s influence statistics: .01751 Predicted probability: .50332 Analog of Cook\'s influence statistics: .03736 Predicted probability: .00753 Analog of Cook\'s influence statistics: .00001 Predicted probability: .06801 Analog of Cook\'s influence statistics: .00031 Predicted probability: .07582 Analog of Cook\'s influence statistics: .05629 Predicted probability: .17458 Analog of Cook\'s influence statistics: .00176 Predicted probability: .00080 Analog of Cook\'s influence statistics: .00000 Predicted probability: .18433 Analog of Cook\'s influence statistics: .00133 Predicted probability: .63882 Analog of Cook\'s influence statistics: .00639 Predicted probability: .11286 Analog of Cook\'s influence statistics: .00085 Predicted probability: .50996 Analog of Cook\'s influence statistics: .00964 Predicted probability: .28554 Analog of Cook\'s influence statistics: .00231 Predicted probability: .12829 Analog of Cook\'s influence statistics: .00102 Predicted probability: .04444 Analog of Cook\'s influence statistics: .00020 Predicted probability: .17318 Analog of Cook\'s influence statistics: .00306 Predicted probability: .01534 Analog of Cook\'s influence statistics: .00006 Predicted probability: .00543 Analog of Cook\'s influence statistics: .00001 Predicted probability: .42078 Analog of Cook\'s influence statistics: .03183 Predicted probability: .04148 Analog of Cook\'s influence statistics: .00016 Predicted probability: .08672 Analog of Cook\'s influence statistics: .00042 Predicted probability: .16412 Analog of Cook\'s influence statistics: .07758 Predicted probability: .32188 Analog of Cook\'s influence statistics: .00307 Predicted probability: .14614 Analog of Cook\'s influence statistics: .00112 Predicted probability: .27552 Analog of Cook\'s influence statistics: .00254 Predicted probability: .01798 Analog of Cook\'s influence statistics: .00006 Predicted probability: .02592 Analog of Cook\'s influence statistics: .00008 Predicted probability: .01207 Analog of Cook\'s influence statistics: .00003 Predicted probability: .40046 Analog of Cook\'s influence statistics: .05839 Predicted probability: .42951 Analog of Cook\'s influence statistics: .01250 Predicted probability: .02314 Analog of Cook\'s influence statistics: .00008 Predicted probability: .33888 Analog of Cook\'s influence statistics: .00264 Predicted probability: .13108 Analog of Cook\'s influence statistics: .02502 Predicted probability: .53971 Analog of Cook\'s influence statistics: .01055 Predicted probability: .00965 Analog of Cook\'s influence statistics: .00002 Predicted probability: .14981 Analog of Cook\'s influence statistics: .00079 Predicted probability: .03974 Analog of Cook\'s influence statistics: .00015 Predicted probability: .54962 Analog of Cook\'s influence statistics: .01763 Predicted probability: .00190 Analog of Cook\'s influence statistics: .00000 Predicted probability: .12339 Analog of Cook\'s influence statistics: .00071 Predicted probability: .42523 Analog of Cook\'s influence statistics: .00447 Predicted probability: .00222 Analog of Cook\'s influence statistics: .00000 Predicted probability: .13986 Analog of Cook\'s influence statistics: .00211 Predicted probability: .10760 Analog of Cook\'s influence statistics: .00093 Predicted probability: .16153 Analog of Cook\'s influence statistics: .00114 Predicted probability: .66678 Analog of Cook\'s influence statistics: .01827 Predicted probability: .73468 Analog of Cook\'s influence statistics: .00476 Predicted probability: .01821 Analog of Cook\'s influence statistics: .00009 Predicted probability: .02209 Analog of Cook\'s influence statistics: .00006 Predicted probability: .61762 Analog of Cook\'s influence statistics: .00912 Predicted probability: .76430 Analog of Cook\'s influence statistics: .06052 Predicted probability: .04943 Analog of Cook\'s influence statistics: .00069 Predicted probability: .16577 Analog of Cook\'s influence statistics: .00102 Predicted probability: .54767 Analog of Cook\'s influence statistics: .01386 Predicted probability: .59931 Analog of Cook\'s influence statistics: .02190 Predicted probability: .14654 Analog of Cook\'s influence statistics: .00127 Predicted probability: .13233 Analog of Cook\'s influence statistics: .00088 Predicted probability: .03521 Analog of Cook\'s influence statistics: .00015 Predicted probability: .20602 Analog of Cook\'s influence statistics: .00143 Predicted probability: .00782 Analog of Cook\'s influence statistics: .00002 Predicted probability: .00176 Analog of Cook\'s influence statistics: 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.00063 Predicted probability: .19177 Analog of Cook\'s influence statistics: .00137 Predicted probability: .13246 Analog of Cook\'s influence statistics: .00135 Predicted probability: .87097 Analog of Cook\'s influence statistics: .00228 Predicted probability: .00278 Analog of Cook\'s influence statistics: .00000 Predicted probability: .82831 Analog of Cook\'s influence statistics: .00336 Predicted probability: .03354 Analog of Cook\'s influence statistics: .00012 Predicted probability: .17547 Analog of Cook\'s influence statistics: .00184 Predicted probability: .06784 Analog of Cook\'s influence statistics: .00114 Predicted probability: .20099 Analog of Cook\'s influence statistics: .00452 Predicted probability: .97466 Analog of Cook\'s influence statistics: .00018 Predicted probability: .33763 Analog of Cook\'s influence statistics: .00376 Predicted probability: .68687 Analog of Cook\'s influence statistics: .00624 Predicted probability: .43752 Analog of Cook\'s influence statistics: .01197 Predicted probability: .01877 Analog of Cook\'s influence statistics: .00006 Predicted probability: .75600 Analog of Cook\'s influence statistics: .00413 Predicted probability: .17353 Analog of Cook\'s influence statistics: .00174 Predicted probability: .12589 Analog of Cook\'s influence statistics: .00133 Predicted probability: .55522 Analog of Cook\'s influence statistics: .01038 Predicted probability: .68433 Analog of Cook\'s influence statistics: .01399 Predicted probability: .24633 Analog of Cook\'s influence statistics: .01632 Predicted probability: .08906 Analog of Cook\'s influence statistics: .00039 Predicted probability: .09501 Analog of Cook\'s influence statistics: .00145 Predicted probability: .09798 Analog of Cook\'s influence statistics: .00047 Predicted probability: .09618 Analog of Cook\'s influence statistics: .00056 Predicted probability: .96731 Analog of Cook\'s influence statistics: .00031 Predicted probability: .77461 Analog of Cook\'s influence statistics: .01476 Predicted probability: .26487 Analog of Cook\'s influence statistics: .00301 Predicted probability: .07796 Analog of Cook\'s influence statistics: .00035 Predicted probability: .25442 Analog of Cook\'s influence statistics: .00325 Predicted probability: .06988 Analog of Cook\'s influence statistics: .00064 Predicted probability: .35754 Analog of Cook\'s influence statistics: .00400 Predicted probability: .00337 Analog of Cook\'s influence statistics: .00000 Predicted probability: .13786 Analog of Cook\'s influence statistics: .04237 Predicted probability: .57488 Analog of Cook\'s influence statistics: .01655 Predicted probability: .91243 Analog of Cook\'s influence statistics: .00160 Predicted probability: .28164 Analog of Cook\'s influence statistics: .01475 Predicted probability: .00590 Analog of Cook\'s influence statistics: .00002 Predicted probability: .32525 Analog of Cook\'s influence statistics: .00749 Predicted probability: .76137 Analog of Cook\'s influence statistics: .00424 Predicted probability: .00415 Analog of Cook\'s influence statistics: .00001 Predicted probability: .70333 Analog of Cook\'s influence statistics: .00499 Predicted probability: .00797 Analog of Cook\'s influence statistics: .00002 Predicted probability: .01458 Analog of Cook\'s influence statistics: .00004 Predicted probability: .31158 Analog of Cook\'s influence statistics: .03693 Predicted probability: .93266 Analog of Cook\'s influence statistics: .00164 Predicted probability: .02247 Analog of Cook\'s influence statistics: .00006 Predicted probability: .00139 Analog of Cook\'s influence statistics: .00000 Predicted probability: .07181 Analog of Cook\'s influence statistics: .00032 Predicted probability: .03968 Analog of Cook\'s influence statistics: .00015 Predicted probability: .13225 Analog of Cook\'s influence statistics: .00228 Predicted probability: .27348 Analog of Cook\'s influence statistics: .02832 Predicted probability: .41965 Analog of Cook\'s influence statistics: .06095 Predicted probability: .10932 Analog of Cook\'s influence statistics: .00083 Predicted probability: .12309 Analog of Cook\'s influence statistics: .00082 Predicted probability: .00132 Analog of Cook\'s influence statistics: .00000 Predicted probability: .00276 Analog of Cook\'s influence statistics: .00000 Predicted probability: .69335 Analog of Cook\'s influence statistics: .06402 Predicted probability: .60386 Analog of Cook\'s influence statistics: .00838 Predicted probability: .35716 Analog of Cook\'s influence statistics: .02500 Predicted probability: .58940 Analog of Cook\'s influence statistics: .01888 Predicted probability: .28670 Analog of Cook\'s influence statistics: .06559 Predicted probability: .16592 Analog of Cook\'s influence statistics: .00244 Predicted probability: .13591 Analog of Cook\'s influence statistics: .00085 Predicted probability: .01488 Analog of Cook\'s influence statistics: .00006 Predicted probability: .00817 Analog of Cook\'s influence statistics: .00002 Predicted probability: .67320 Analog of Cook\'s influence statistics: .02089 Predicted probability: .23067 Analog of Cook\'s influence statistics: .00376 Predicted probability: .05542 Analog of Cook\'s influence statistics: .00027 Predicted probability: .01946 Analog of Cook\'s influence statistics: .00006 Predicted probability: .57797 Analog of Cook\'s influence statistics: .00976 Predicted probability: .00442 Analog of Cook\'s influence statistics: .00001 Predicted probability: .46993 Analog of Cook\'s influence statistics: .00641 Predicted probability: .04116 Analog of Cook\'s influence statistics: .00015 Predicted probability: .24896 Analog of Cook\'s influence statistics: .00681 Predicted probability: .28053 Analog of Cook\'s influence statistics: .00604 Predicted probability: .05438 Analog of Cook\'s influence statistics: .00023 Predicted probability: .30636 Analog of Cook\'s influence statistics: .03731 Predicted probability: .74288 Analog of Cook\'s influence statistics: .00401 Predicted probability: .24743 Analog of Cook\'s influence statistics: .01254 Predicted probability: .71788 Analog of Cook\'s influence statistics: .00703 Predicted probability: .00172 Analog of Cook\'s influence statistics: .00000 Predicted probability: .25454 Analog of Cook\'s influence statistics: .00195 Predicted probability: .04044 Analog of Cook\'s influence statistics: .00014 Predicted probability: .05924 Analog of Cook\'s influence statistics: .00028 Predicted probability: .31099 Analog of Cook\'s influence statistics: .00312 Predicted probability: .00353 Analog of Cook\'s influence statistics: .00000 Predicted probability: .14824 Analog of Cook\'s influence statistics: .00088 Predicted probability: .18844 Analog of Cook\'s influence statistics: .00091 Predicted probability: .29708 Analog of Cook\'s influence statistics: .00262 Predicted probability: .07149 Analog of Cook\'s influence statistics: .00046 Predicted probability: .01729 Analog of Cook\'s influence statistics: .00007 Predicted probability: .12145 Analog of Cook\'s influence statistics: .00231 Predicted probability: .02760 Analog of Cook\'s influence statistics: .00017 Predicted probability: .11879 Analog of Cook\'s influence statistics: .00162 Predicted probability: .05700 Analog of Cook\'s influence statistics: .10554 Predicted probability: .13556 Analog of Cook\'s influence statistics: .00060 Predicted probability: .09682 Analog of Cook\'s influence statistics: .00047 Predicted probability: .05351 Analog of Cook\'s influence statistics: .00024 Predicted probability: .77626 Analog of Cook\'s influence statistics: .04494 Predicted probability: .00516 Analog of Cook\'s influence statistics: .00001 Predicted probability: .54770 Analog of Cook\'s influence statistics: .01160 Predicted probability: .06367 Analog of Cook\'s influence statistics: .00032 Predicted probability: .00097 Analog of Cook\'s influence statistics: .00000 Predicted probability: .68991 Analog of Cook\'s influence statistics: .02867 Predicted probability: .68022 Analog of Cook\'s influence statistics: .00665 Predicted probability: .18494 Analog of Cook\'s influence statistics: .00401 Predicted probability: .15792 Analog of Cook\'s influence statistics: .00447 Predicted probability: .49841 Analog of Cook\'s influence statistics: .01039 Predicted probability: .53641 Analog of Cook\'s influence statistics: .01445 Predicted probability: .88412 Analog of Cook\'s influence statistics: .00203 Predicted probability: .70704 Analog of Cook\'s influence statistics: .00685 Predicted probability: .10077 Analog of Cook\'s influence statistics: .00073 Predicted probability: .11087 Analog of Cook\'s influence statistics: .00079 Predicted probability: .23782 Analog of Cook\'s influence statistics: .01780 Predicted probability: .58952 Analog of Cook\'s influence statistics: .00898 Predicted probability: .44465 Analog of Cook\'s influence statistics: .03470 Predicted probability: .95165 Analog of Cook\'s influence statistics: .00065 Predicted probability: .14585 Analog of Cook\'s influence statistics: .13016 Predicted probability: .01022 Analog of Cook\'s influence statistics: .00002 Predicted probability: .00122 Analog of Cook\'s influence statistics: .00000 Predicted probability: .55748 Analog of Cook\'s influence statistics: .01847 Predicted probability: .72106 Analog of Cook\'s influence statistics: .01045 Predicted probability: .22974 Analog of Cook\'s influence statistics: .02204 Predicted probability: .15143 Analog of Cook\'s influence statistics: .00095 Predicted probability: .39545 Analog of Cook\'s influence statistics: .03938 Predicted probability: .13036 Analog of Cook\'s influence statistics: .00079 Predicted probability: .24727 Analog of Cook\'s influence statistics: .00158 Predicted probability: .46619 Analog of Cook\'s influence statistics: .00822 Predicted probability: .01974 Analog of Cook\'s influence statistics: .00008 Predicted probability: .03678 Analog of Cook\'s influence statistics: .00028 Predicted probability: .00040 Analog of Cook\'s influence statistics: .00000 Predicted probability: .22108 Analog of Cook\'s influence statistics: .00129 Predicted probability: .46446 Analog of Cook\'s influence statistics: .01499 Predicted probability: .02107 Analog of Cook\'s influence statistics: .00007 Predicted probability: .03252 Analog of Cook\'s influence statistics: .00015 Predicted probability: .40771 Analog of Cook\'s influence statistics: .00947 Predicted probability: .05116 Analog of Cook\'s influence statistics: .00029 Predicted probability: .48897 Analog of Cook\'s influence statistics: .01266 Predicted probability: .32052 Analog of Cook\'s influence statistics: .03443 Predicted probability: .35425 Analog of Cook\'s influence statistics: .02117 Predicted probability: .38678 Analog of Cook\'s influence statistics: .00568 Predicted probability: .15254 Analog of Cook\'s influence statistics: .00111 Predicted probability: .98027 Analog of Cook\'s influence statistics: .00062 Predicted probability: .66360 Analog of Cook\'s influence statistics: .05341 Predicted probability: .63355 Analog of Cook\'s influence statistics: .08481 Predicted probability: .10576 Analog of Cook\'s influence statistics: .00069 Predicted probability: .06050 Analog of Cook\'s influence statistics: .00030 Predicted probability: .60035 Analog of Cook\'s influence statistics: .00711 Predicted probability: .10675 Analog of Cook\'s influence statistics: .00076 Predicted probability: .06116 Analog of Cook\'s influence statistics: .00031 Predicted probability: .26340 Analog of Cook\'s influence statistics: .01580 Predicted probability: .38500 Analog of Cook\'s influence statistics: .00962 Predicted probability: .03583 Analog of Cook\'s influence statistics: .00015 Predicted probability: .36773 Analog of Cook\'s influence statistics: .00680 Predicted probability: .66313 Analog of Cook\'s influence statistics: .00954 Predicted probability: .47264 Analog of Cook\'s influence statistics: .01110 Predicted probability: .08586 Analog of Cook\'s influence statistics: .00066 Predicted probability: .15836 Analog of Cook\'s influence statistics: .00088 Predicted probability: .00089 Analog of Cook\'s influence statistics: .00000 Predicted probability: .72045 Analog of Cook\'s influence statistics: .00428 Predicted probability: .56840 Analog of Cook\'s influence statistics: .01290 Predicted probability: .15606 Analog of Cook\'s influence statistics: .00089 Predicted probability: .10708 Analog of Cook\'s influence statistics: .00055 Predicted probability: .22969 Analog of Cook\'s influence statistics: .00629 Predicted probability: .97876 Analog of Cook\'s influence statistics: .00090 Predicted probability: .88847 Analog of Cook\'s influence statistics: .00210 Predicted probability: .04214 Analog of Cook\'s influence statistics: .00057 Predicted probability: .07792 Analog of Cook\'s influence statistics: .00034 Predicted probability: .13961 Analog of Cook\'s influence statistics: .00449 Predicted probability: .00713 Analog of Cook\'s influence statistics: .00001 Predicted probability: .13024 Analog of Cook\'s influence statistics: .00093 Predicted probability: .02157 Analog of Cook\'s influence statistics: .00008 Predicted probability: .29046 Analog of Cook\'s influence statistics: .00618 Predicted probability: .47091 Analog of Cook\'s influence statistics: .01167 Predicted probability: .49005 Analog of Cook\'s influence statistics: .02097 Predicted probability: .55784 Analog of Cook\'s influence statistics: .00797 Predicted probability: .09694 Analog of Cook\'s influence statistics: .00047 Predicted probability: .05137 Analog of Cook\'s influence statistics: .00021 Predicted probability: .92400 Analog of Cook\'s influence statistics: .00165 Predicted probability: .42393 Analog of Cook\'s influence statistics: .04590 Predicted probability: .31215 Analog of Cook\'s influence statistics: .02106 Predicted probability: .00637 Analog of Cook\'s influence statistics: .00001 Predicted probability: .37688 Analog of Cook\'s influence statistics: .00985 Predicted probability: .07958 Analog of Cook\'s influence statistics: .00053 Predicted probability: .70067 Analog of Cook\'s influence statistics: .00595 Predicted probability: .06480 Analog of Cook\'s influence statistics: .00027 Predicted probability: .26770 Analog of Cook\'s influence statistics: .00193 Predicted probability: .00675 Analog of Cook\'s influence statistics: .00001 Predicted probability: .42601 Analog of Cook\'s influence statistics: .02332 Predicted probability: .13665 Analog of Cook\'s influence statistics: .00624 Predicted probability: .78730 Analog of Cook\'s influence statistics: .00608 Predicted probability: .19662 Analog of Cook\'s influence statistics: .00150 Predicted probability: .38053 Analog of Cook\'s influence statistics: .00732 Predicted probability: .09326 Analog of Cook\'s influence statistics: .00044 Predicted probability: .80964 Analog of Cook\'s influence statistics: .00298 Predicted probability: .66589 Analog of Cook\'s influence statistics: .00580 Predicted probability: .01753 Analog of Cook\'s influence statistics: .00005 Predicted probability: .00140 Analog of Cook\'s influence statistics: .00000 Predicted probability: .00175 Analog of Cook\'s influence statistics: .00000 Predicted probability: .04871 Analog of Cook\'s influence statistics: .00020 Predicted probability: .01239 Analog of Cook\'s influence statistics: .00003 Predicted probability: .31735 Analog of Cook\'s influence statistics: .00477 Predicted probability: .09290 Analog of Cook\'s influence statistics: .00064 Predicted probability: .01798 Analog of Cook\'s influence statistics: .00006 Predicted probability: .02749 Analog of Cook\'s influence statistics: .00015 Predicted probability: .95929 Analog of Cook\'s influence statistics: .00037 Predicted probability: .32211 Analog of Cook\'s influence statistics: .00285 Predicted probability: .08556 Analog of Cook\'s influence statistics: .00067 Predicted probability: .48406 Analog of Cook\'s influence statistics: .00876 Predicted probability: .47417 Analog of Cook\'s influence statistics: .00878 Predicted probability: .55063 Analog of Cook\'s influence statistics: .01472 Predicted probability: .17387 Analog of Cook\'s influence statistics: .00125 Predicted probability: .05386 Analog of Cook\'s influence statistics: .00046 Predicted probability: .22335 Analog of Cook\'s influence statistics: .00195 Predicted probability: .51433 Analog of Cook\'s influence statistics: .01759 Predicted probability: .73011 Analog of Cook\'s influence statistics: .03247 Predicted probability: .14097 Analog of Cook\'s influence statistics: .00181 Predicted probability: .28453 Analog of Cook\'s influence statistics: .01518 Predicted probability: .00318 Analog of Cook\'s influence statistics: .00000 Predicted probability: .02750 Analog of Cook\'s influence statistics: .00009 Predicted probability: .06093 Analog of Cook\'s influence statistics: .00025 Predicted probability: .02200 Analog of Cook\'s influence statistics: .00009 Predicted probability: .10842 Analog of Cook\'s influence statistics: .00056 Predicted probability: .51176 Analog of Cook\'s influence statistics: .01931 Predicted probability: .20591 Analog of Cook\'s influence statistics: .03162 Predicted probability: .23492 Analog of Cook\'s influence statistics: .00227 Predicted probability: .80073 Analog of Cook\'s influence statistics: .00482 Predicted probability: .57378 Analog of Cook\'s influence statistics: .03797 Predicted probability: .07452 Analog of Cook\'s influence statistics: .00035 Predicted probability: .03825 Analog of Cook\'s influence statistics: .00013 Predicted probability: .02524 Analog of Cook\'s influence statistics: .00010 Predicted probability: .46655 Analog of Cook\'s influence statistics: .01337 Predicted probability: .06680 Analog of Cook\'s influence statistics: .00037 Predicted probability: .27900 Analog of Cook\'s influence statistics: .00424 Predicted probability: .00117 Analog of Cook\'s influence statistics: .00000 Predicted probability: .99928 Analog of Cook\'s influence statistics: .00000 Predicted probability: .05149 Analog of Cook\'s influence statistics: .00021 Predicted probability: .16125 Analog of Cook\'s influence statistics: .00083 Predicted probability: .04865 Analog of Cook\'s influence statistics: .00021 Predicted probability: .00326 Analog of Cook\'s influence statistics: .00000 Predicted probability: .13201 Analog of Cook\'s influence statistics: .00239 Predicted probability: .00418 Analog of Cook\'s influence statistics: .00001 Predicted probability: .13153 Analog of Cook\'s influence statistics: .00080 Predicted probability: .10824 Analog of Cook\'s influence statistics: .00105 Predicted probability: .41809 Analog of Cook\'s influence statistics: .03723 Predicted probability: .07512 Analog of Cook\'s influence statistics: .00106 Predicted probability: .32251 Analog of Cook\'s influence statistics: .00505 Predicted probability: .01826 Analog of Cook\'s influence statistics: .00006 Predicted probability: .01437 Analog of Cook\'s influence statistics: .00003 Predicted probability: .68549 Analog of Cook\'s influence statistics: .03950 Predicted probability: .38966 Analog of Cook\'s influence statistics: .01130 Predicted probability: .63746 Analog of Cook\'s influence statistics: .00787 Predicted probability: .59265 Analog of Cook\'s influence statistics: .01818 Predicted probability: .16780 Analog of Cook\'s influence statistics: .03927 Predicted probability: .37796 Analog of Cook\'s influence statistics: .06987 Predicted probability: .12792 Analog of Cook\'s influence statistics: .00080 Predicted probability: .02471 Analog of Cook\'s influence statistics: .00007 Predicted probability: .66820 Analog of Cook\'s influence statistics: .02887 Predicted probability: .01278 Analog of Cook\'s influence statistics: .00004 Predicted probability: .32136 Analog of Cook\'s influence statistics: .00514 Predicted probability: .14394 Analog of Cook\'s influence statistics: .00110 Predicted probability: .06205 Analog of Cook\'s influence statistics: .00032 Predicted probability: .30568 Analog of Cook\'s influence statistics: .00456 Predicted probability: .56173 Analog of Cook\'s influence statistics: .01015 Predicted probability: .15241 Analog of Cook\'s influence statistics: .00301 Predicted probability: .98130 Analog of Cook\'s influence statistics: .00020 Predicted probability: .00453 Analog of Cook\'s influence statistics: .00001 Predicted probability: .16418 Analog of Cook\'s influence statistics: .00088 Predicted probability: .15352 Analog of Cook\'s influence statistics: .00220 Predicted probability: .38033 Analog of Cook\'s influence statistics: .01493 Predicted probability: .87860 Analog of Cook\'s influence statistics: .00234 Predicted probability: .00387 Analog of Cook\'s influence statistics: .00001 Predicted probability: .25777 Analog of Cook\'s influence statistics: .00382 Predicted probability: .03897 Analog of Cook\'s influence statistics: .00017 Predicted probability: .21171 Analog of Cook\'s influence statistics: .00438 Predicted probability: .51954 Analog of Cook\'s influence statistics: .00968 Predicted probability: .26918 Analog of Cook\'s influence statistics: .02849 Predicted probability: .21689 Analog of Cook\'s influence statistics: .03025 Predicted probability: .30074 Analog of Cook\'s influence statistics: .00640 Predicted probability: .14268 Analog of Cook\'s influence statistics: .00084 Predicted probability: .28969 Analog of Cook\'s influence statistics: .00287 Predicted probability: .33734 Analog of Cook\'s influence statistics: .00588 Predicted probability: .23474 Analog of Cook\'s influence statistics: .00310 Predicted probability: .94542 Analog of Cook\'s influence statistics: .00296 Predicted probability: .31487 Analog of Cook\'s influence statistics: .01895 Predicted probability: .45105 Analog of Cook\'s influence statistics: .01371 Predicted probability: .00216 Analog of Cook\'s influence statistics: .00000 Predicted probability: .32372 Analog of Cook\'s influence statistics: .01130 Predicted probability: .08741 Analog of Cook\'s influence statistics: .00040 Predicted probability: .21634 Analog of Cook\'s influence statistics: .03012 Predicted probability: .10093 Analog of Cook\'s influence statistics: .00081 Predicted probability: .49481 Analog of Cook\'s influence statistics: .01201 Predicted probability: .27540 Analog of Cook\'s influence statistics: .00853 Predicted probability: .20192 Analog of Cook\'s influence statistics: .00399 Predicted probability: .51279 Analog of Cook\'s influence statistics: .00818 Predicted probability: .19191 Analog of Cook\'s influence statistics: .00097 Predicted probability: .57138 Analog of Cook\'s influence statistics: .00915 Predicted probability: .10695 Analog of Cook\'s influence statistics: .00139 Predicted probability: .74912 Analog of Cook\'s influence statistics: .02136 Predicted probability: .12766 Analog of Cook\'s influence statistics: .00176 Predicted probability: .13424 Analog of Cook\'s influence statistics: .00104 Predicted probability: .01794 Analog of Cook\'s influence statistics: .00010 Predicted probability: .04461 Analog of Cook\'s influence statistics: .00029 Predicted probability: .04501 Analog of Cook\'s influence statistics: .00018 Predicted probability: .46348 Analog of Cook\'s influence statistics: .01436 Predicted probability: .13887 Analog of Cook\'s influence statistics: .00084 Predicted probability: .00162 Analog of Cook\'s influence statistics: .00000 Predicted probability: .04068 Analog of Cook\'s influence statistics: .00036 Predicted probability: .99214 Analog of Cook\'s influence statistics: .00014 Predicted probability: .00521 Analog of Cook\'s influence statistics: .00001 Predicted probability: .20628 Analog of Cook\'s influence statistics: .02016 Predicted probability: .72382 Analog of Cook\'s influence statistics: .03588 Predicted probability: .37620 Analog of Cook\'s influence statistics: .00438 Predicted probability: .03325 Analog of Cook\'s influence statistics: .00012 Predicted probability: .18418 Analog of Cook\'s influence statistics: .03449 Predicted probability: .17899 Analog of Cook\'s influence statistics: .00156 Predicted probability: .00126 Analog of Cook\'s influence statistics: .00000 Predicted probability: .05500 Analog of Cook\'s influence statistics: .00020 Predicted probability: .22652 Analog of Cook\'s influence statistics: .00185 Predicted probability: .05224 Analog of Cook\'s influence statistics: .00022 Predicted probability: .00393 Analog of Cook\'s influence statistics: .00000 Predicted probability: .45788 Analog of Cook\'s influence statistics: .03783 Predicted probability: .04962 Analog of Cook\'s influence statistics: .00019 Predicted probability: .03510 Analog of Cook\'s influence statistics: .00015 Predicted probability: .23450 Analog of Cook\'s influence statistics: .00351 Predicted probability: .40446 Analog of Cook\'s influence statistics: .00465 Predicted probability: .13462 Analog of Cook\'s influence statistics: .00123 Predicted probability: .48071 Analog of Cook\'s influence statistics: .04085 Predicted probability: .03558 Analog of Cook\'s influence statistics: .09140 Predicted probability: .10728 Analog of Cook\'s influence statistics: .00096 Predicted probability: .25902 Analog of Cook\'s influence statistics: .04126 Predicted probability: .02365 Analog of Cook\'s influence statistics: .00010 Predicted probability: .57239 Analog of Cook\'s influence statistics: .00560 Predicted probability: .52844 Analog of Cook\'s influence statistics: .00975 Predicted probability: .15113 Analog of Cook\'s influence statistics: .00065 Predicted probability: .02881 Analog of Cook\'s influence statistics: .00025 Predicted probability: .24322 Analog of Cook\'s influence statistics: .00129 Predicted probability: .17604 Analog of Cook\'s influence statistics: .00190 Predicted probability: .00643 Analog of Cook\'s influence statistics: .00001 Predicted probability: .00273 Analog of Cook\'s influence statistics: .00000 Predicted probability: .42894 Analog of Cook\'s influence statistics: .00659 Predicted probability: .37087 Analog of Cook\'s influence statistics: .01150 Predicted probability: .48375 Analog of Cook\'s influence statistics: .01103 Predicted probability: .18358 Analog of Cook\'s influence statistics: .00158 Predicted probability: .05416 Analog of Cook\'s influence statistics: .00021 Predicted probability: .12508 Analog of Cook\'s influence statistics: .08932 Predicted probability: .10841 Analog of Cook\'s influence statistics: .00066 Predicted probability: .19368 Analog of Cook\'s influence statistics: .00172 Predicted probability: .21350 Analog of Cook\'s influence statistics: .00979 Predicted probability: .09776 Analog of Cook\'s influence statistics: .00066 Predicted probability: .00744 Analog of Cook\'s influence statistics: .00002 Predicted probability: .32933 Analog of Cook\'s influence statistics: .00597 Predicted probability: .00235 Analog of Cook\'s influence statistics: .00000 Predicted probability: .03040 Analog of Cook\'s influence statistics: .00018 Predicted probability: .11103 Analog of Cook\'s influence statistics: .00073 Predicted probability: .46219 Analog of Cook\'s influence statistics: .00861 Predicted probability: .04364 Analog of Cook\'s influence statistics: .00022 Predicted probability: .28567 Analog of Cook\'s influence statistics: .05508 Predicted probability: .00861 Analog of Cook\'s influence statistics: .00002 Predicted probability: .35269 Analog of Cook\'s influence statistics: .01266 Predicted probability: .03817 Analog of Cook\'s influence statistics: .00030 Predicted probability: .40484 Analog of Cook\'s influence statistics: .00440 Predicted probability: .00400 Analog of Cook\'s influence statistics: .00000 Predicted probability: .27242 Analog of Cook\'s influence statistics: .01037 Predicted probability: .55396 Analog of Cook\'s influence statistics: .00866 Predicted probability: .32062 Analog of Cook\'s influence statistics: .04568 Predicted probability: .06581 Analog of Cook\'s influence statistics: .00028 Predicted probability: .10607 Analog of Cook\'s influence statistics: .00052 Predicted probability: .41590 Analog of Cook\'s influence statistics: .01061 Predicted probability: .30558 Analog of Cook\'s influence statistics: .04981 Predicted probability: .04557 Analog of Cook\'s influence statistics: .00019 Predicted probability: .20513 Analog of Cook\'s influence statistics: .02861 Predicted probability: .26088 Analog of Cook\'s influence statistics: .00180 Predicted probability: .17539 Analog of Cook\'s influence statistics: .00147 Predicted probability: .01781 Analog of Cook\'s influence statistics: .00004 Predicted probability: .15924 Analog of Cook\'s influence statistics: .00133 Predicted probability: .01903 Analog of Cook\'s influence statistics: .00006 Predicted probability: .19587 Analog of Cook\'s influence statistics: .02573 Predicted probability: .16098 Analog of Cook\'s influence statistics: .00122 Predicted probability: .25832 Analog of Cook\'s influence statistics: .00279 Predicted probability: .41433 Analog of Cook\'s influence statistics: .00792 Predicted probability: .15403 Analog of Cook\'s influence statistics: .00131 Predicted probability: .43641 Analog of Cook\'s influence statistics: .00815 Predicted probability: .21964 Analog of Cook\'s influence statistics: .00149 Predicted probability: .65144 Analog of Cook\'s influence statistics: .00819 Predicted probability: .72449 Analog of Cook\'s influence statistics: .00438 Predicted probability: .01449 Analog of Cook\'s influence statistics: .00006 Predicted probability: .15119 Analog of Cook\'s influence statistics: .00616 Predicted probability: .02620 Analog of Cook\'s influence statistics: .00008 Predicted probability: .60074 Analog of Cook\'s influence statistics: .01051 Predicted probability: .07673 Analog of Cook\'s influence statistics: .04696 Predicted probability: .00725 Analog of Cook\'s influence statistics: .00002 Predicted probability: .00865 Analog of Cook\'s influence statistics: .00002 Predicted probability: .04683 Analog of Cook\'s influence statistics: .00018 Predicted probability: .15575 Analog of Cook\'s influence statistics: .00265 Predicted probability: .20296 Analog of Cook\'s influence statistics: .02078 Predicted probability: .22239 Analog of Cook\'s influence statistics: .00277 Predicted probability: .43203 Analog of Cook\'s influence statistics: .01103 Predicted probability: .03750 Analog of Cook\'s influence statistics: .00020 Predicted probability: .13051 Analog of Cook\'s influence statistics: .00111 Predicted probability: .03088 Analog of Cook\'s influence statistics: .00011 Predicted probability: .07865 Analog of Cook\'s influence statistics: .00041 Predicted probability: .10827 Analog of Cook\'s influence statistics: .00046 Predicted probability: .02179 Analog of Cook\'s influence statistics: .00007 Predicted probability: .15690 Analog of Cook\'s influence statistics: .00113 Predicted probability: .22678 Analog of Cook\'s influence statistics: .00533 Predicted probability: .10862 Analog of Cook\'s influence statistics: .00206 Predicted probability: .05416 Analog of Cook\'s influence statistics: .06414 Predicted probability: .17984 Analog of Cook\'s influence statistics: .00130 Predicted probability: .74061 Analog of Cook\'s influence statistics: .00505 Predicted probability: .01408 Analog of Cook\'s influence statistics: .00006 Predicted probability: .03992 Analog of Cook\'s influence statistics: .00014 Predicted probability: .42931 Analog of Cook\'s influence statistics: .01610 Predicted probability: .27115 Analog of Cook\'s influence statistics: .00357 Predicted probability: .03347 Analog of Cook\'s influence statistics: .00016 Predicted probability: .26114 Analog of Cook\'s influence statistics: .03100 Predicted probability: .14471 Analog of Cook\'s influence statistics: .05311 Predicted probability: .41908 Analog of Cook\'s influence statistics: .00531 Predicted probability: .43580 Analog of Cook\'s influence statistics: .00787 Predicted probability: .15488 Analog of Cook\'s influence statistics: .00377 Predicted probability: .43032 Analog of Cook\'s influence statistics: .00542 Predicted probability: .49356 Analog of Cook\'s influence statistics: .01571 Predicted probability: .04027 Analog of Cook\'s influence statistics: .16208 Predicted probability: .03055 Analog of Cook\'s influence statistics: .00011 Predicted probability: .79641 Analog of Cook\'s influence statistics: .07273 Predicted probability: .06742 Analog of Cook\'s influence statistics: .00028 Predicted probability: .00348 Analog of Cook\'s influence statistics: .00000 Predicted probability: .03420 Analog of Cook\'s influence statistics: .00017 Predicted probability: .02279 Analog of Cook\'s influence statistics: .00007 Predicted probability: .63992 Analog of Cook\'s influence statistics: .01283 Predicted probability: .03714 Analog of Cook\'s influence statistics: .00017 Predicted probability: .14296 Analog of Cook\'s influence statistics: .00086 Predicted probability: .59752 Analog of Cook\'s influence statistics: .02517 Predicted probability: .28658 Analog of Cook\'s influence statistics: .00313 Predicted probability: .07923 Analog of Cook\'s influence statistics: .00046 Predicted probability: .14302 Analog of Cook\'s influence statistics: .00164 Predicted probability: .42122 Analog of Cook\'s influence statistics: .01858 Predicted probability: .18286 Analog of Cook\'s influence statistics: .00132 Predicted probability: .10851 Analog of Cook\'s influence statistics: .00051 Predicted probability: .01763 Analog of Cook\'s influence statistics: .00005 Predicted probability: .01817 Analog of Cook\'s influence statistics: .00006 Predicted probability: .22833 Analog of Cook\'s influence statistics: .00174 Predicted probability: .58278 Analog of Cook\'s influence statistics: .00663 Predicted probability: .57796 Analog of Cook\'s influence statistics: .02250 Predicted probability: .42251 Analog of Cook\'s influence statistics: .01057 Predicted probability: .06774 Analog of Cook\'s influence statistics: .00028 Predicted probability: .37066 Analog of Cook\'s influence statistics: .01464 Predicted probability: .17501 Analog of Cook\'s influence statistics: .00085 Predicted probability: .47564 Analog of Cook\'s influence statistics: .00981 Predicted probability: .05950 Analog of Cook\'s influence statistics: .00024 Predicted probability: .20116 Analog of Cook\'s influence statistics: .02643 Predicted probability: .26836 Analog of Cook\'s influence statistics: .02528 Predicted probability: .07823 Analog of Cook\'s influence statistics: .00040 Predicted probability: .26606 Analog of Cook\'s influence statistics: .00624 Predicted probability: .53489 Analog of Cook\'s influence statistics: .00740 Predicted probability: .09738 Analog of Cook\'s influence statistics: .00041 Predicted probability: .37410 Analog of Cook\'s influence statistics: .00481 Predicted probability: .01587 Analog of Cook\'s influence statistics: .22845 Predicted probability: .03490 Analog of Cook\'s influence statistics: .00024 Predicted probability: .21018 Analog of Cook\'s influence statistics: .00133 Predicted probability: .08367 Analog of Cook\'s influence statistics: .00058 Predicted probability: .49296 Analog of Cook\'s influence statistics: .00921 Predicted probability: .49930 Analog of Cook\'s influence statistics: .00846 Predicted probability: .16147 Analog of Cook\'s influence statistics: .00113 Predicted probability: .00446 Analog of Cook\'s influence statistics: .00001 Predicted probability: .03582 Analog of Cook\'s influence statistics: .00015 Predicted probability: .00438 Analog of Cook\'s influence statistics: .00001 Predicted probability: .40965 Analog of Cook\'s influence statistics: .01264 Predicted probability: .72537 Analog of Cook\'s influence statistics: .00459 Predicted probability: .33473 Analog of Cook\'s influence statistics: .01417 Predicted probability: .06264 Analog of Cook\'s influence statistics: .00025 Predicted probability: .04813 Analog of Cook\'s influence statistics: .00025 Predicted probability: .55209 Analog of Cook\'s influence statistics: .01439 Predicted probability: .09297 Analog of Cook\'s influence statistics: .00049 Predicted probability: .14875 Analog of Cook\'s influence statistics: .00091 Predicted probability: .01596 Analog of Cook\'s influence statistics: .00006 Predicted probability: .00571 Analog of Cook\'s influence statistics: .00001 Predicted probability: .22947 Analog of Cook\'s influence statistics: .00156 Predicted probability: .25355 Analog of Cook\'s influence statistics: .00359 Predicted probability: .01560 Analog of Cook\'s influence statistics: .00006 Predicted probability: .25714 Analog of Cook\'s influence statistics: .00218 Predicted probability: .05144 Analog of Cook\'s influence statistics: .00023 Predicted probability: .27588 Analog of Cook\'s influence statistics: .01863 Predicted probability: .07059 Analog of Cook\'s influence statistics: .00032 Predicted probability: .08670 Analog of Cook\'s influence statistics: .00045 Predicted probability: .52841 Analog of Cook\'s influence statistics: .00624 Predicted probability: .79781 Analog of Cook\'s influence statistics: .01259 Predicted probability: .36025 Analog of Cook\'s influence statistics: .01489 Predicted probability: .02259 Analog of Cook\'s influence statistics: .00009 Predicted probability: .47823 Analog of Cook\'s influence statistics: .01369 Predicted probability: .64835 Analog of Cook\'s influence statistics: .00553 Predicted probability: .00766 Analog of Cook\'s influence statistics: .00001 Predicted probability: .12872 Analog of Cook\'s influence statistics: .00077 Predicted probability: .19460 Analog of Cook\'s influence statistics: .00120 Predicted probability: .00645 Analog of Cook\'s influence statistics: .00001 Predicted probability: .17402 Analog of Cook\'s influence statistics: .00307 Predicted probability: .56728 Analog of Cook\'s influence statistics: .01719 Predicted probability: .21654 Analog of Cook\'s influence statistics: .00204 Predicted probability: .28573 Analog of Cook\'s influence statistics: .00302 Predicted probability: .07009 Analog of Cook\'s influence statistics: .00035 Predicted probability: .04230 Analog of Cook\'s influence statistics: .00017 Predicted probability: .38526 Analog of Cook\'s influence statistics: .00285 Predicted probability: .08232 Analog of Cook\'s influence statistics: .08052 Predicted probability: .02895 Analog of Cook\'s influence statistics: .00012 Predicted probability: .52389 Analog of Cook\'s influence statistics: .10232 Predicted probability: .00327 Analog of Cook\'s influence statistics: .00000 Predicted probability: .08966 Analog of Cook\'s influence statistics: .00037 Predicted probability: .09336 Analog of Cook\'s influence statistics: .00045 Predicted probability: .00235 Analog of Cook\'s influence statistics: .00000 Predicted probability: .34140 Analog of Cook\'s influence statistics: .00856 Predicted probability: .17778 Analog of Cook\'s influence statistics: .00107 Predicted probability: .02439 Analog of Cook\'s influence statistics: .00008 Predicted probability: .05832 Analog of Cook\'s influence statistics: .00040 Predicted probability: .01017 Analog of Cook\'s influence statistics: .00002 Predicted probability: .87740 Analog of Cook\'s influence statistics: .00241 Predicted probability: .36695 Analog of Cook\'s influence statistics: .01762 Predicted probability: .34971 Analog of Cook\'s influence statistics: .00214 Predicted probability: .41446 Analog of Cook\'s influence statistics: .00978 Predicted probability: .14684 Analog of Cook\'s influence statistics: .00099 Predicted probability: .92570 Analog of Cook\'s influence statistics: .00105 Predicted probability: .01267 Analog of Cook\'s influence statistics: .00003 Predicted probability: .32236 Analog of Cook\'s influence statistics: .01664 Predicted probability: .68934 Analog of Cook\'s influence statistics: .00728 Predicted probability: .13621 Analog of Cook\'s influence statistics: .00177 Predicted probability: .21762 Analog of Cook\'s influence statistics: .00153 Predicted probability: .24636 Analog of Cook\'s influence statistics: .00391 Predicted probability: .60612 Analog of Cook\'s influence statistics: .01983 Predicted probability: .17967 Analog of Cook\'s influence statistics: .00176 Predicted probability: .59459 Analog of Cook\'s influence statistics: .00844 Predicted probability: .01044 Analog of Cook\'s influence statistics: .00002 Predicted probability: .01929 Analog of Cook\'s influence statistics: .00006 Predicted probability: .25376 Analog of Cook\'s influence statistics: .00265 Predicted probability: .24433 Analog of Cook\'s influence statistics: .00414 Predicted probability: .11099 Analog of Cook\'s influence statistics: .00288 Predicted probability: .01059 Analog of Cook\'s influence statistics: .00002 Predicted probability: .59323 Analog of Cook\'s influence statistics: .01481 Predicted probability: .00543 Analog of Cook\'s influence statistics: .00001 Predicted probability: .71764 Analog of Cook\'s influence statistics: .03938 Predicted probability: .60889 Analog of Cook\'s influence statistics: .03179 Predicted probability: .65619 Analog of Cook\'s influence statistics: .00839 Predicted probability: .20451 Analog of Cook\'s influence statistics: .02012 Predicted probability: .02114 Analog of Cook\'s influence statistics: .00008 Predicted probability: .31130 Analog of Cook\'s influence statistics: .01495 Predicted probability: .92353 Analog of Cook\'s influence statistics: .00166 Predicted probability: .21660 Analog of Cook\'s influence statistics: .00105 Predicted probability: .35648 Analog of Cook\'s influence statistics: .00614 Predicted probability: .45550 Analog of Cook\'s influence statistics: .00781 Predicted probability: .07648 Analog of Cook\'s influence statistics: .08024 Predicted probability: .02890 Analog of Cook\'s influence statistics: .00009 Predicted probability: .07689 Analog of Cook\'s influence statistics: .00070 Predicted probability: .01094 Analog of Cook\'s influence statistics: .00003 Predicted probability: .00741 Analog of Cook\'s influence statistics: .00001 Predicted probability: .08987 Analog of Cook\'s influence statistics: .00055 Predicted probability: .74045 Analog of Cook\'s influence statistics: .00383 Predicted probability: .37551 Analog of Cook\'s influence statistics: .00376 Predicted probability: .07615 Analog of Cook\'s influence statistics: .00078 Predicted probability: .03219 Analog of Cook\'s influence statistics: .15182 Predicted probability: .39412 Analog of Cook\'s influence statistics: .00777 Predicted probability: .30367 Analog of Cook\'s influence statistics: 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.00282 Predicted probability: .38645 Analog of Cook\'s influence statistics: .01155 Predicted probability: .78945 Analog of Cook\'s influence statistics: .06496 Predicted probability: .70392 Analog of Cook\'s influence statistics: .00954 Predicted probability: .01465 Analog of Cook\'s influence statistics: .00003 Predicted probability: .13754 Analog of Cook\'s influence statistics: .00619 Predicted probability: .21153 Analog of Cook\'s influence statistics: .00115 Predicted probability: .77181 Analog of Cook\'s influence statistics: .00385 Predicted probability: .02316 Analog of Cook\'s influence statistics: .00009 Predicted probability: .00955 Analog of Cook\'s influence statistics: .00002 Predicted probability: .17584 Analog of Cook\'s influence statistics: .00217 Predicted probability: .83781 Analog of Cook\'s influence statistics: .02272 .00000 .05000 .10000 .15000 .20000 .25000 .00000 .20000 .40000 .60000 .80000 1.00000

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Scatter of Analog of Cook's influence statistics by Predicted probability"]}],"version":"6.0"}

Log
Log - Log - September 23, 2019

DATASET ACTIVATE DataSet1.

SAVE OUTFILE='C:\efrayer\spss\SPSS_Eric_Data\bankloan.sav'
  /COMPRESSED.
ROC preddef1 preddef2 preddef3 BY default (1)
  /PLOT=CURVE(REFERENCE)
  /PRINT=SE
  /CRITERIA=CUTOFF(INCLUDE) TESTPOS(LARGE) DISTRIBUTION(FREE) CI(95)
  /MISSING=EXCLUDE.

ROC Curve
ROC Curve - Case Processing Summary - September 23, 2019
Case Processing SummaryCase Processing Summary, table, 1 levels of column headers and 1 levels of row headers, table with 2 columns and 7 rows
Previously defaulted Valid N (listwise)
Positivea 183
Negative 517
Missing 150
Larger values of the test result variable(s) indicate stronger evidence for a positive actual state.
a. The positive actual state is Yes.
ROC Curve
ROC Curve - ROC Curve - September 23, 2019
ROC Curve 1 - Specificity: 0 Sensitivity: 0 Source of the Curve: Reference Line 1 - Specificity: 0 Sensitivity: 0.0055 Source of the Curve: Predicted default, model 3 1 - Specificity: 0 Sensitivity: 0.0109 Source of the Curve: Predicted default, model 3 1 - Specificity: 0 Sensitivity: 0.0164 Source of the Curve: Predicted default, model 3 1 - Specificity: 0 Sensitivity: 0.0219 Source of the Curve: Predicted default, model 3 1 - Specificity: 0 Sensitivity: 0.0273 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0019 Sensitivity: 0.0273 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0019 Sensitivity: 0.0328 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0019 Sensitivity: 0.0383 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0058 Sensitivity: 0.0383 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0058 Sensitivity: 0.0437 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0058 Sensitivity: 0.0546 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0058 Sensitivity: 0.0601 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0058 Sensitivity: 0.0710 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0058 Sensitivity: 0.0765 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0058 Sensitivity: 0.0874 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0058 Sensitivity: 0.0929 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0077 Sensitivity: 0.0929 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0077 Sensitivity: 0.0984 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0077 Sensitivity: 0.1038 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0077 Sensitivity: 0.1093 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0077 Sensitivity: 0.1148 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0077 Sensitivity: 0.1202 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0077 Sensitivity: 0.1311 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0077 Sensitivity: 0.1366 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0116 Sensitivity: 0.1366 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0116 Sensitivity: 0.1421 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0135 Sensitivity: 0.1421 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0193 Sensitivity: 0.1475 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0213 Sensitivity: 0.1475 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0232 Sensitivity: 0.1475 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0232 Sensitivity: 0.1530 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0251 Sensitivity: 0.1749 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0271 Sensitivity: 0.1749 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0271 Sensitivity: 0.1803 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0271 Sensitivity: 0.1858 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0290 Sensitivity: 0.1858 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0290 Sensitivity: 0.1913 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0329 Sensitivity: 0.1967 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0329 Sensitivity: 0.2022 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0348 Sensitivity: 0.2022 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0348 Sensitivity: 0.2077 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0368 Sensitivity: 0.2077 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0368 Sensitivity: 0.2131 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0406 Sensitivity: 0.2186 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0426 Sensitivity: 0.2186 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0445 Sensitivity: 0.2350 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0464 Sensitivity: 0.2459 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0484 Sensitivity: 0.2459 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0503 Sensitivity: 0.2459 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0503 Sensitivity: 0.2514 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0542 Sensitivity: 0.2623 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0561 Sensitivity: 0.2623 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0580 Sensitivity: 0.2732 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0638 Sensitivity: 0.2787 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0658 Sensitivity: 0.2842 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0716 Sensitivity: 0.2896 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0754 Sensitivity: 0.2896 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0812 Sensitivity: 0.2896 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0812 Sensitivity: 0.2951 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0812 Sensitivity: 0.3060 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0832 Sensitivity: 0.3115 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0851 Sensitivity: 0.3115 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0890 Sensitivity: 0.3115 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0967 Sensitivity: 0.3224 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0967 Sensitivity: 0.3279 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.0986 Sensitivity: 0.3333 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1025 Sensitivity: 0.3333 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1044 Sensitivity: 0.3388 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1064 Sensitivity: 0.3388 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1064 Sensitivity: 0.3443 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1083 Sensitivity: 0.3552 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1083 Sensitivity: 0.3716 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1122 Sensitivity: 0.3770 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1141 Sensitivity: 0.3989 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1141 Sensitivity: 0.4208 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1161 Sensitivity: 0.4262 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1180 Sensitivity: 0.4317 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1238 Sensitivity: 0.4317 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1257 Sensitivity: 0.4317 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1277 Sensitivity: 0.4317 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1296 Sensitivity: 0.4372 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1373 Sensitivity: 0.4536 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1373 Sensitivity: 0.4754 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1451 Sensitivity: 0.4754 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1470 Sensitivity: 0.4809 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1470 Sensitivity: 0.4863 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1547 Sensitivity: 0.4918 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1605 Sensitivity: 0.4918 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1625 Sensitivity: 0.4973 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1663 Sensitivity: 0.4973 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1702 Sensitivity: 0.4973 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1741 Sensitivity: 0.5082 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1779 Sensitivity: 0.5082 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1799 Sensitivity: 0.5191 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1838 Sensitivity: 0.5191 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1876 Sensitivity: 0.5191 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1915 Sensitivity: 0.5246 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.1992 Sensitivity: 0.5410 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2089 Sensitivity: 0.5464 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2128 Sensitivity: 0.5628 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2166 Sensitivity: 0.5683 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2166 Sensitivity: 0.5792 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2186 Sensitivity: 0.5847 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2205 Sensitivity: 0.5956 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2263 Sensitivity: 0.6011 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2282 Sensitivity: 0.6011 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2340 Sensitivity: 0.6011 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2398 Sensitivity: 0.6066 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2476 Sensitivity: 0.6066 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2495 Sensitivity: 0.6066 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2534 Sensitivity: 0.6120 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2553 Sensitivity: 0.6120 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2669 Sensitivity: 0.6120 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2669 Sensitivity: 0.6284 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2727 Sensitivity: 0.6339 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2747 Sensitivity: 0.6448 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2805 Sensitivity: 0.6503 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2843 Sensitivity: 0.6557 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2882 Sensitivity: 0.6557 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.2921 Sensitivity: 0.6557 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.3017 Sensitivity: 0.6557 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.3095 Sensitivity: 0.6667 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.3211 Sensitivity: 0.6667 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.3230 Sensitivity: 0.6776 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.3288 Sensitivity: 0.6776 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.3346 Sensitivity: 0.6776 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.3404 Sensitivity: 0.6776 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.3482 Sensitivity: 0.6831 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.3559 Sensitivity: 0.6940 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.3636 Sensitivity: 0.6995 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.3752 Sensitivity: 0.6995 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.3752 Sensitivity: 0.7104 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.3810 Sensitivity: 0.7213 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.3849 Sensitivity: 0.7213 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.3946 Sensitivity: 0.7268 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4004 Sensitivity: 0.7377 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4081 Sensitivity: 0.7377 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4101 Sensitivity: 0.7377 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4139 Sensitivity: 0.7377 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4178 Sensitivity: 0.7486 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4255 Sensitivity: 0.7541 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4294 Sensitivity: 0.7705 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4352 Sensitivity: 0.7705 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4391 Sensitivity: 0.7760 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4410 Sensitivity: 0.7814 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4507 Sensitivity: 0.7923 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4623 Sensitivity: 0.7923 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4700 Sensitivity: 0.7923 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4816 Sensitivity: 0.7923 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4913 Sensitivity: 0.7923 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4952 Sensitivity: 0.7978 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.4971 Sensitivity: 0.8033 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.5048 Sensitivity: 0.8033 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.5203 Sensitivity: 0.8033 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.5242 Sensitivity: 0.8087 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.5338 Sensitivity: 0.8087 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.5416 Sensitivity: 0.8087 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.5493 Sensitivity: 0.8142 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.5648 Sensitivity: 0.8197 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.5764 Sensitivity: 0.8306 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.5841 Sensitivity: 0.8361 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.5938 Sensitivity: 0.8525 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.6054 Sensitivity: 0.8525 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.6132 Sensitivity: 0.8525 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.6170 Sensitivity: 0.8689 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.6267 Sensitivity: 0.8689 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.6306 Sensitivity: 0.8743 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.6402 Sensitivity: 0.8798 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.6499 Sensitivity: 0.8852 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.6596 Sensitivity: 0.8907 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.6692 Sensitivity: 0.8907 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.6847 Sensitivity: 0.8962 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.6925 Sensitivity: 0.8962 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.6944 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.7060 Sensitivity: 0.9071 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.7176 Sensitivity: 0.9071 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.7253 Sensitivity: 0.9235 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.7350 Sensitivity: 0.9235 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.7389 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.7544 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.7718 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.7795 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.7892 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.7988 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.8046 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.8046 Sensitivity: 0.9508 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.8066 Sensitivity: 0.9508 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.8201 Sensitivity: 0.9563 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.8298 Sensitivity: 0.9563 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.8337 Sensitivity: 0.9563 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.8395 Sensitivity: 0.9563 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.8453 Sensitivity: 0.9563 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.8511 Sensitivity: 0.9563 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.8588 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.8665 Sensitivity: 0.9672 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.8781 Sensitivity: 0.9672 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.8878 Sensitivity: 0.9672 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.8897 Sensitivity: 0.9672 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.9014 Sensitivity: 0.9672 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.9072 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.9168 Sensitivity: 0.9891 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.9226 Sensitivity: 0.9891 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.9265 Sensitivity: 0.9891 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.9323 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.9420 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.9536 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.9632 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.9671 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.9710 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.9787 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.9845 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.9903 Sensitivity: 1 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.9923 Sensitivity: 1 Source of the Curve: Predicted default, model 3 1 - Specificity: 0.9981 Sensitivity: 1 Source of the Curve: Predicted default, model 3 1 - Specificity: 1 Sensitivity: 1 Source of the Curve: Predicted default, model 3 1 - Specificity: 0 Sensitivity: 0.0055 Source of the Curve: Predicted default, model 2 1 - Specificity: 0 Sensitivity: 0.0109 Source of the Curve: Predicted default, model 2 1 - Specificity: 0 Sensitivity: 0.0164 Source of the Curve: Predicted default, model 2 1 - Specificity: 0 Sensitivity: 0.0219 Source of the Curve: Predicted default, model 2 1 - Specificity: 0 Sensitivity: 0.0273 Source of the Curve: Predicted default, model 2 1 - Specificity: 0 Sensitivity: 0.0328 Source of the Curve: Predicted default, model 2 1 - Specificity: 0 Sensitivity: 0.0383 Source of the Curve: Predicted default, model 2 1 - Specificity: 0 Sensitivity: 0.0437 Source of the Curve: Predicted default, model 2 1 - Specificity: 0 Sensitivity: 0.0492 Source of the Curve: Predicted default, model 2 1 - Specificity: 0 Sensitivity: 0.0546 Source of the Curve: Predicted default, model 2 1 - Specificity: 0 Sensitivity: 0.0601 Source of the Curve: Predicted default, model 2 1 - Specificity: 0 Sensitivity: 0.0656 Source of the Curve: Predicted default, model 2 1 - Specificity: 0 Sensitivity: 0.0710 Source of the Curve: Predicted default, model 2 1 - Specificity: 0 Sensitivity: 0.0765 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0019 Sensitivity: 0.0765 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0019 Sensitivity: 0.0820 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0019 Sensitivity: 0.0874 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0019 Sensitivity: 0.0929 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0019 Sensitivity: 0.0984 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0019 Sensitivity: 0.1038 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0039 Sensitivity: 0.1093 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0039 Sensitivity: 0.1148 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0039 Sensitivity: 0.1202 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0039 Sensitivity: 0.1257 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0058 Sensitivity: 0.1257 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0058 Sensitivity: 0.1311 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0058 Sensitivity: 0.1366 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0058 Sensitivity: 0.1421 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0077 Sensitivity: 0.1421 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0077 Sensitivity: 0.1475 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0077 Sensitivity: 0.1530 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0077 Sensitivity: 0.1585 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0077 Sensitivity: 0.1639 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0077 Sensitivity: 0.1694 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0077 Sensitivity: 0.1749 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0077 Sensitivity: 0.1803 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0116 Sensitivity: 0.1803 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0116 Sensitivity: 0.1858 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0116 Sensitivity: 0.1913 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0116 Sensitivity: 0.1967 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0116 Sensitivity: 0.2022 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0116 Sensitivity: 0.2077 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0116 Sensitivity: 0.2131 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0116 Sensitivity: 0.2186 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0135 Sensitivity: 0.2186 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0135 Sensitivity: 0.2240 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0135 Sensitivity: 0.2295 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0135 Sensitivity: 0.2350 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0155 Sensitivity: 0.2350 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0155 Sensitivity: 0.2404 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0155 Sensitivity: 0.2459 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0155 Sensitivity: 0.2514 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0155 Sensitivity: 0.2568 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0155 Sensitivity: 0.2623 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0155 Sensitivity: 0.2678 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0155 Sensitivity: 0.2732 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0155 Sensitivity: 0.2787 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0155 Sensitivity: 0.2842 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0155 Sensitivity: 0.2896 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0174 Sensitivity: 0.2951 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0174 Sensitivity: 0.3005 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0174 Sensitivity: 0.3060 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0193 Sensitivity: 0.3060 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0213 Sensitivity: 0.3060 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0213 Sensitivity: 0.3115 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0213 Sensitivity: 0.3169 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0213 Sensitivity: 0.3224 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0213 Sensitivity: 0.3279 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0232 Sensitivity: 0.3279 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0232 Sensitivity: 0.3333 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0251 Sensitivity: 0.3388 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0251 Sensitivity: 0.3443 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0251 Sensitivity: 0.3497 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0271 Sensitivity: 0.3497 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0271 Sensitivity: 0.3552 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0271 Sensitivity: 0.3607 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0290 Sensitivity: 0.3607 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0290 Sensitivity: 0.3661 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0290 Sensitivity: 0.3716 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0329 Sensitivity: 0.3716 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0329 Sensitivity: 0.3770 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0329 Sensitivity: 0.3825 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0348 Sensitivity: 0.3825 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0368 Sensitivity: 0.3825 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0368 Sensitivity: 0.3880 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0368 Sensitivity: 0.3934 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0387 Sensitivity: 0.3989 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0387 Sensitivity: 0.4044 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0387 Sensitivity: 0.4098 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0406 Sensitivity: 0.4098 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0426 Sensitivity: 0.4098 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0426 Sensitivity: 0.4153 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0426 Sensitivity: 0.4208 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0445 Sensitivity: 0.4208 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0445 Sensitivity: 0.4262 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0445 Sensitivity: 0.4317 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0464 Sensitivity: 0.4372 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0464 Sensitivity: 0.4426 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0464 Sensitivity: 0.4481 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0464 Sensitivity: 0.4536 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0484 Sensitivity: 0.4536 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0503 Sensitivity: 0.4536 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0522 Sensitivity: 0.4590 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0522 Sensitivity: 0.4645 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0522 Sensitivity: 0.4699 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0542 Sensitivity: 0.4699 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0542 Sensitivity: 0.4754 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0542 Sensitivity: 0.4809 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0561 Sensitivity: 0.4809 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0561 Sensitivity: 0.4863 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0580 Sensitivity: 0.4863 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0580 Sensitivity: 0.4918 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0580 Sensitivity: 0.4973 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0580 Sensitivity: 0.5027 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0600 Sensitivity: 0.5082 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0619 Sensitivity: 0.5082 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0619 Sensitivity: 0.5137 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0619 Sensitivity: 0.5191 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0638 Sensitivity: 0.5191 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0638 Sensitivity: 0.5246 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0658 Sensitivity: 0.5246 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0658 Sensitivity: 0.5301 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0677 Sensitivity: 0.5355 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0696 Sensitivity: 0.5355 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0716 Sensitivity: 0.5355 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0754 Sensitivity: 0.5355 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0774 Sensitivity: 0.5355 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0793 Sensitivity: 0.5355 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0793 Sensitivity: 0.5410 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0812 Sensitivity: 0.5464 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0832 Sensitivity: 0.5464 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0832 Sensitivity: 0.5519 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0851 Sensitivity: 0.5519 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0870 Sensitivity: 0.5519 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0870 Sensitivity: 0.5574 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0870 Sensitivity: 0.5628 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0870 Sensitivity: 0.5683 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0870 Sensitivity: 0.5738 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0890 Sensitivity: 0.5792 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0890 Sensitivity: 0.5847 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0909 Sensitivity: 0.5847 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0909 Sensitivity: 0.5902 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0928 Sensitivity: 0.5902 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0928 Sensitivity: 0.5956 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0928 Sensitivity: 0.6011 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0967 Sensitivity: 0.6011 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.0986 Sensitivity: 0.6011 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1006 Sensitivity: 0.6011 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1006 Sensitivity: 0.6066 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1044 Sensitivity: 0.6066 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1064 Sensitivity: 0.6066 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1064 Sensitivity: 0.6120 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1064 Sensitivity: 0.6175 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1064 Sensitivity: 0.6230 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1064 Sensitivity: 0.6284 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1083 Sensitivity: 0.6284 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1122 Sensitivity: 0.6284 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1122 Sensitivity: 0.6339 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1122 Sensitivity: 0.6393 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1122 Sensitivity: 0.6448 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1122 Sensitivity: 0.6503 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1122 Sensitivity: 0.6557 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1122 Sensitivity: 0.6612 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1141 Sensitivity: 0.6612 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1161 Sensitivity: 0.6667 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1180 Sensitivity: 0.6667 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1180 Sensitivity: 0.6721 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1199 Sensitivity: 0.6721 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1199 Sensitivity: 0.6776 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1219 Sensitivity: 0.6776 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1257 Sensitivity: 0.6776 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1277 Sensitivity: 0.6776 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1277 Sensitivity: 0.6831 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1296 Sensitivity: 0.6831 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1335 Sensitivity: 0.6831 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1335 Sensitivity: 0.6885 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1354 Sensitivity: 0.6885 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1373 Sensitivity: 0.6940 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1373 Sensitivity: 0.6995 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1393 Sensitivity: 0.6995 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1412 Sensitivity: 0.6995 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1431 Sensitivity: 0.6995 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1470 Sensitivity: 0.6995 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1489 Sensitivity: 0.6995 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1489 Sensitivity: 0.7049 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1509 Sensitivity: 0.7049 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1547 Sensitivity: 0.7049 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1547 Sensitivity: 0.7104 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1567 Sensitivity: 0.7104 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1567 Sensitivity: 0.7158 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1567 Sensitivity: 0.7213 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1605 Sensitivity: 0.7213 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1605 Sensitivity: 0.7268 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1625 Sensitivity: 0.7268 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1644 Sensitivity: 0.7268 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1683 Sensitivity: 0.7268 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1702 Sensitivity: 0.7268 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1702 Sensitivity: 0.7322 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1721 Sensitivity: 0.7377 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1741 Sensitivity: 0.7377 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1741 Sensitivity: 0.7432 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1741 Sensitivity: 0.7486 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1760 Sensitivity: 0.7486 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1760 Sensitivity: 0.7541 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1760 Sensitivity: 0.7596 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1779 Sensitivity: 0.7596 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1818 Sensitivity: 0.7596 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1818 Sensitivity: 0.7650 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1838 Sensitivity: 0.7650 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1857 Sensitivity: 0.7650 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1896 Sensitivity: 0.7650 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1915 Sensitivity: 0.7650 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1934 Sensitivity: 0.7705 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1934 Sensitivity: 0.7760 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1954 Sensitivity: 0.7760 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1973 Sensitivity: 0.7760 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1992 Sensitivity: 0.7760 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.1992 Sensitivity: 0.7814 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2031 Sensitivity: 0.7814 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2031 Sensitivity: 0.7869 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2050 Sensitivity: 0.7869 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2050 Sensitivity: 0.7923 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2070 Sensitivity: 0.7923 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2108 Sensitivity: 0.7923 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2108 Sensitivity: 0.7978 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2128 Sensitivity: 0.7978 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2147 Sensitivity: 0.8033 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2166 Sensitivity: 0.8033 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2166 Sensitivity: 0.8087 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2186 Sensitivity: 0.8087 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2205 Sensitivity: 0.8087 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2224 Sensitivity: 0.8142 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2244 Sensitivity: 0.8142 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2263 Sensitivity: 0.8142 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2282 Sensitivity: 0.8142 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2302 Sensitivity: 0.8197 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2321 Sensitivity: 0.8197 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2340 Sensitivity: 0.8197 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2379 Sensitivity: 0.8197 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2398 Sensitivity: 0.8197 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2418 Sensitivity: 0.8197 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2456 Sensitivity: 0.8197 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2476 Sensitivity: 0.8197 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2495 Sensitivity: 0.8197 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2515 Sensitivity: 0.8251 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2515 Sensitivity: 0.8306 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2534 Sensitivity: 0.8306 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2553 Sensitivity: 0.8306 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2573 Sensitivity: 0.8361 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2573 Sensitivity: 0.8415 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2592 Sensitivity: 0.8415 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2611 Sensitivity: 0.8415 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2631 Sensitivity: 0.8415 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2669 Sensitivity: 0.8415 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2669 Sensitivity: 0.8470 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2689 Sensitivity: 0.8470 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2708 Sensitivity: 0.8470 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2708 Sensitivity: 0.8525 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2747 Sensitivity: 0.8525 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2766 Sensitivity: 0.8525 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2805 Sensitivity: 0.8525 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2824 Sensitivity: 0.8525 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2843 Sensitivity: 0.8525 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2882 Sensitivity: 0.8525 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2901 Sensitivity: 0.8525 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2921 Sensitivity: 0.8525 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2940 Sensitivity: 0.8579 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2959 Sensitivity: 0.8579 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.2979 Sensitivity: 0.8579 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3017 Sensitivity: 0.8579 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3037 Sensitivity: 0.8579 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3056 Sensitivity: 0.8579 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3095 Sensitivity: 0.8579 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3114 Sensitivity: 0.8579 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3133 Sensitivity: 0.8579 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3172 Sensitivity: 0.8579 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3191 Sensitivity: 0.8579 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3191 Sensitivity: 0.8634 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3230 Sensitivity: 0.8634 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3250 Sensitivity: 0.8634 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3269 Sensitivity: 0.8634 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3269 Sensitivity: 0.8689 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3308 Sensitivity: 0.8689 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3308 Sensitivity: 0.8743 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3308 Sensitivity: 0.8798 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3327 Sensitivity: 0.8798 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3346 Sensitivity: 0.8798 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3385 Sensitivity: 0.8798 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3404 Sensitivity: 0.8798 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3443 Sensitivity: 0.8798 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3462 Sensitivity: 0.8798 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3482 Sensitivity: 0.8798 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3482 Sensitivity: 0.8852 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3520 Sensitivity: 0.8852 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3540 Sensitivity: 0.8852 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3559 Sensitivity: 0.8852 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3598 Sensitivity: 0.8852 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3617 Sensitivity: 0.8852 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3656 Sensitivity: 0.8852 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3675 Sensitivity: 0.8852 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3675 Sensitivity: 0.8907 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3694 Sensitivity: 0.8907 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3694 Sensitivity: 0.8962 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3733 Sensitivity: 0.8962 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3752 Sensitivity: 0.8962 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3772 Sensitivity: 0.8962 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3810 Sensitivity: 0.8962 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3830 Sensitivity: 0.8962 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3868 Sensitivity: 0.8962 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3888 Sensitivity: 0.8962 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3907 Sensitivity: 0.8962 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3946 Sensitivity: 0.8962 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3965 Sensitivity: 0.8962 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3985 Sensitivity: 0.8962 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3985 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.3985 Sensitivity: 0.9071 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4023 Sensitivity: 0.9071 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4023 Sensitivity: 0.9126 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4023 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4043 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4081 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4101 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4120 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4159 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4178 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4197 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4236 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4236 Sensitivity: 0.9235 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4255 Sensitivity: 0.9235 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4294 Sensitivity: 0.9235 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4294 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4313 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4333 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4371 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4391 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4410 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4449 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4468 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4507 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4526 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4526 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4545 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4584 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4603 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4623 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4662 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4662 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4681 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4720 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4739 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4758 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4797 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4816 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4836 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4874 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4894 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4932 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4932 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4952 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.4971 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5010 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5029 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5048 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5087 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5106 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5145 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5164 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5184 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5222 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5242 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5280 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5300 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5300 Sensitivity: 0.9508 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5319 Sensitivity: 0.9508 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5358 Sensitivity: 0.9508 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5377 Sensitivity: 0.9508 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5397 Sensitivity: 0.9508 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5397 Sensitivity: 0.9563 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5435 Sensitivity: 0.9563 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5455 Sensitivity: 0.9563 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5493 Sensitivity: 0.9563 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5513 Sensitivity: 0.9563 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5532 Sensitivity: 0.9563 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5532 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5571 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5590 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5609 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5648 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5667 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5706 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5725 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5745 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5783 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5803 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5822 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5861 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5880 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5919 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5938 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5957 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5996 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.5996 Sensitivity: 0.9672 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6015 Sensitivity: 0.9672 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6015 Sensitivity: 0.9727 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6015 Sensitivity: 0.9781 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6035 Sensitivity: 0.9781 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6054 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6074 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6093 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6132 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6151 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6170 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6209 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6228 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6248 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6286 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6306 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6344 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6364 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6383 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6422 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6441 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6460 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6499 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6518 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6557 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6576 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6596 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6634 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6654 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6673 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6712 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6731 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6770 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6789 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6809 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6847 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6867 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6886 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6925 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6944 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.6983 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7002 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7021 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7060 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7079 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7099 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7137 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7157 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7176 Sensitivity: 0.9891 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7195 Sensitivity: 0.9891 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7195 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7215 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7234 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7253 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7273 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7292 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7311 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7350 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7369 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7408 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7427 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7447 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7485 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7505 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7524 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7563 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7582 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7621 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7640 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7660 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7698 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7718 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7737 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7776 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7795 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7834 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7853 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7872 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7911 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7930 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7950 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.7988 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8008 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8046 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8066 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8085 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8124 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8143 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8162 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8201 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8221 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8259 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8279 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8298 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8337 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8356 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8375 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8414 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8433 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8472 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8491 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8511 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8549 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8569 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8588 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8627 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8646 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8685 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8704 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8723 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8762 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8781 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8820 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8839 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8859 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8897 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8917 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8936 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8975 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.8994 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9033 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9052 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9072 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9110 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9130 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9149 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9188 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9207 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9246 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9265 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9284 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9323 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9342 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9362 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9400 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9420 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9458 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9478 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9497 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9536 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9555 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9574 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9613 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9632 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9671 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9691 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9710 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9749 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9768 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9787 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9826 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9845 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9884 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9903 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9923 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9961 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0.9981 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 1 Sensitivity: 1 Source of the Curve: Predicted default, model 2 1 - Specificity: 0 Sensitivity: 0.0055 Source of the Curve: Predicted default, model 1 1 - Specificity: 0 Sensitivity: 0.0109 Source of the Curve: Predicted default, model 1 1 - Specificity: 0 Sensitivity: 0.0164 Source of the Curve: Predicted default, model 1 1 - Specificity: 0 Sensitivity: 0.0219 Source of the Curve: Predicted default, model 1 1 - Specificity: 0 Sensitivity: 0.0273 Source of the Curve: Predicted default, model 1 1 - Specificity: 0 Sensitivity: 0.0328 Source of the Curve: Predicted default, model 1 1 - Specificity: 0 Sensitivity: 0.0383 Source of the Curve: Predicted default, model 1 1 - Specificity: 0 Sensitivity: 0.0437 Source of the Curve: Predicted default, model 1 1 - Specificity: 0 Sensitivity: 0.0492 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0019 Sensitivity: 0.0492 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0019 Sensitivity: 0.0546 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0019 Sensitivity: 0.0601 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0019 Sensitivity: 0.0656 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0019 Sensitivity: 0.0710 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0019 Sensitivity: 0.0765 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0019 Sensitivity: 0.0820 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0019 Sensitivity: 0.0874 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0019 Sensitivity: 0.0929 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0019 Sensitivity: 0.0984 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0019 Sensitivity: 0.1038 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0019 Sensitivity: 0.1093 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0039 Sensitivity: 0.1148 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0039 Sensitivity: 0.1202 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0039 Sensitivity: 0.1257 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0039 Sensitivity: 0.1311 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0058 Sensitivity: 0.1311 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0077 Sensitivity: 0.1311 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0077 Sensitivity: 0.1366 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0077 Sensitivity: 0.1421 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0077 Sensitivity: 0.1475 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0097 Sensitivity: 0.1530 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0097 Sensitivity: 0.1585 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0097 Sensitivity: 0.1639 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0097 Sensitivity: 0.1694 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0097 Sensitivity: 0.1749 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0097 Sensitivity: 0.1803 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0097 Sensitivity: 0.1858 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0116 Sensitivity: 0.1858 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0116 Sensitivity: 0.1913 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0116 Sensitivity: 0.1967 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0116 Sensitivity: 0.2022 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0116 Sensitivity: 0.2077 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0116 Sensitivity: 0.2131 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0135 Sensitivity: 0.2131 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0135 Sensitivity: 0.2186 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0135 Sensitivity: 0.2240 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0135 Sensitivity: 0.2295 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0135 Sensitivity: 0.2350 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0135 Sensitivity: 0.2404 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0135 Sensitivity: 0.2459 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0135 Sensitivity: 0.2514 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0135 Sensitivity: 0.2568 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0135 Sensitivity: 0.2623 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0135 Sensitivity: 0.2678 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0155 Sensitivity: 0.2678 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0155 Sensitivity: 0.2732 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0193 Sensitivity: 0.2732 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0213 Sensitivity: 0.2732 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0232 Sensitivity: 0.2732 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0232 Sensitivity: 0.2787 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0232 Sensitivity: 0.2842 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0232 Sensitivity: 0.2896 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0232 Sensitivity: 0.2951 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0232 Sensitivity: 0.3005 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0232 Sensitivity: 0.3060 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0232 Sensitivity: 0.3115 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0232 Sensitivity: 0.3169 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0271 Sensitivity: 0.3169 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0271 Sensitivity: 0.3224 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0271 Sensitivity: 0.3279 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0271 Sensitivity: 0.3333 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0271 Sensitivity: 0.3388 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0271 Sensitivity: 0.3443 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0271 Sensitivity: 0.3497 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0290 Sensitivity: 0.3497 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0290 Sensitivity: 0.3552 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0309 Sensitivity: 0.3607 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0329 Sensitivity: 0.3607 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0329 Sensitivity: 0.3661 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0329 Sensitivity: 0.3716 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0329 Sensitivity: 0.3770 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0329 Sensitivity: 0.3825 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0329 Sensitivity: 0.3880 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0329 Sensitivity: 0.3934 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0329 Sensitivity: 0.3989 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0329 Sensitivity: 0.4044 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0329 Sensitivity: 0.4098 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0348 Sensitivity: 0.4098 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0348 Sensitivity: 0.4153 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0348 Sensitivity: 0.4208 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0368 Sensitivity: 0.4208 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0368 Sensitivity: 0.4262 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0368 Sensitivity: 0.4317 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0368 Sensitivity: 0.4372 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0368 Sensitivity: 0.4426 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0387 Sensitivity: 0.4481 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0406 Sensitivity: 0.4481 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0426 Sensitivity: 0.4481 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0445 Sensitivity: 0.4481 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0445 Sensitivity: 0.4536 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0484 Sensitivity: 0.4536 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0503 Sensitivity: 0.4536 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0542 Sensitivity: 0.4536 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0561 Sensitivity: 0.4536 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0561 Sensitivity: 0.4590 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0561 Sensitivity: 0.4645 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0580 Sensitivity: 0.4645 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0580 Sensitivity: 0.4699 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0580 Sensitivity: 0.4754 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0580 Sensitivity: 0.4809 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0619 Sensitivity: 0.4809 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0619 Sensitivity: 0.4863 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0619 Sensitivity: 0.4918 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0638 Sensitivity: 0.4918 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0658 Sensitivity: 0.4918 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0696 Sensitivity: 0.4918 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0696 Sensitivity: 0.4973 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0696 Sensitivity: 0.5027 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0716 Sensitivity: 0.5027 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0754 Sensitivity: 0.5027 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0754 Sensitivity: 0.5082 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0774 Sensitivity: 0.5082 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0793 Sensitivity: 0.5082 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0793 Sensitivity: 0.5137 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0793 Sensitivity: 0.5191 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0832 Sensitivity: 0.5191 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0832 Sensitivity: 0.5246 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0851 Sensitivity: 0.5246 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0851 Sensitivity: 0.5301 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0870 Sensitivity: 0.5301 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0890 Sensitivity: 0.5355 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0890 Sensitivity: 0.5410 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0890 Sensitivity: 0.5464 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0909 Sensitivity: 0.5464 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0928 Sensitivity: 0.5464 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0948 Sensitivity: 0.5519 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0967 Sensitivity: 0.5519 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.0986 Sensitivity: 0.5519 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1006 Sensitivity: 0.5519 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1025 Sensitivity: 0.5574 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1025 Sensitivity: 0.5628 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1044 Sensitivity: 0.5628 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1064 Sensitivity: 0.5628 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1064 Sensitivity: 0.5683 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1064 Sensitivity: 0.5738 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1083 Sensitivity: 0.5738 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1083 Sensitivity: 0.5792 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1122 Sensitivity: 0.5792 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1141 Sensitivity: 0.5792 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1141 Sensitivity: 0.5847 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1161 Sensitivity: 0.5902 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1180 Sensitivity: 0.5902 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1199 Sensitivity: 0.5902 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1219 Sensitivity: 0.5902 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1219 Sensitivity: 0.5956 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1238 Sensitivity: 0.6011 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1238 Sensitivity: 0.6066 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1257 Sensitivity: 0.6066 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1277 Sensitivity: 0.6066 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1296 Sensitivity: 0.6066 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1296 Sensitivity: 0.6120 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1315 Sensitivity: 0.6175 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1315 Sensitivity: 0.6230 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1335 Sensitivity: 0.6230 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1354 Sensitivity: 0.6230 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1393 Sensitivity: 0.6230 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1412 Sensitivity: 0.6230 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1412 Sensitivity: 0.6284 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1431 Sensitivity: 0.6284 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1451 Sensitivity: 0.6339 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1470 Sensitivity: 0.6339 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1470 Sensitivity: 0.6393 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1489 Sensitivity: 0.6393 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1509 Sensitivity: 0.6393 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1509 Sensitivity: 0.6448 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1509 Sensitivity: 0.6503 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1547 Sensitivity: 0.6503 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1567 Sensitivity: 0.6503 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1567 Sensitivity: 0.6557 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1605 Sensitivity: 0.6557 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1605 Sensitivity: 0.6612 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1605 Sensitivity: 0.6667 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1625 Sensitivity: 0.6667 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1644 Sensitivity: 0.6667 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1683 Sensitivity: 0.6667 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1683 Sensitivity: 0.6721 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1683 Sensitivity: 0.6776 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1702 Sensitivity: 0.6776 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1702 Sensitivity: 0.6831 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1741 Sensitivity: 0.6831 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1741 Sensitivity: 0.6885 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1741 Sensitivity: 0.6940 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1760 Sensitivity: 0.6940 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1760 Sensitivity: 0.6995 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1779 Sensitivity: 0.6995 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1799 Sensitivity: 0.7049 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1818 Sensitivity: 0.7049 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1818 Sensitivity: 0.7104 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1818 Sensitivity: 0.7158 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1818 Sensitivity: 0.7213 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1818 Sensitivity: 0.7268 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1818 Sensitivity: 0.7322 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1838 Sensitivity: 0.7322 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1838 Sensitivity: 0.7377 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1857 Sensitivity: 0.7377 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1857 Sensitivity: 0.7432 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1896 Sensitivity: 0.7432 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1915 Sensitivity: 0.7432 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1954 Sensitivity: 0.7432 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1954 Sensitivity: 0.7486 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1973 Sensitivity: 0.7486 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1973 Sensitivity: 0.7541 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.1992 Sensitivity: 0.7541 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2031 Sensitivity: 0.7541 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2050 Sensitivity: 0.7541 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2070 Sensitivity: 0.7541 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2108 Sensitivity: 0.7541 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2108 Sensitivity: 0.7596 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2128 Sensitivity: 0.7596 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2147 Sensitivity: 0.7650 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2166 Sensitivity: 0.7650 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2186 Sensitivity: 0.7650 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2205 Sensitivity: 0.7650 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2205 Sensitivity: 0.7705 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2244 Sensitivity: 0.7705 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2263 Sensitivity: 0.7705 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2263 Sensitivity: 0.7760 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2263 Sensitivity: 0.7814 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2282 Sensitivity: 0.7814 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2282 Sensitivity: 0.7869 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2321 Sensitivity: 0.7869 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2340 Sensitivity: 0.7869 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2379 Sensitivity: 0.7869 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2398 Sensitivity: 0.7869 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2418 Sensitivity: 0.7869 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2456 Sensitivity: 0.7869 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2476 Sensitivity: 0.7869 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2476 Sensitivity: 0.7923 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2495 Sensitivity: 0.7923 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2534 Sensitivity: 0.7923 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2553 Sensitivity: 0.7923 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2592 Sensitivity: 0.7923 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2611 Sensitivity: 0.7923 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2611 Sensitivity: 0.7978 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2611 Sensitivity: 0.8033 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2631 Sensitivity: 0.8033 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2650 Sensitivity: 0.8087 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2669 Sensitivity: 0.8087 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2689 Sensitivity: 0.8087 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2708 Sensitivity: 0.8087 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2747 Sensitivity: 0.8087 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2747 Sensitivity: 0.8142 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2766 Sensitivity: 0.8142 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2805 Sensitivity: 0.8142 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2805 Sensitivity: 0.8197 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2824 Sensitivity: 0.8197 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2843 Sensitivity: 0.8197 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2843 Sensitivity: 0.8251 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2882 Sensitivity: 0.8251 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2901 Sensitivity: 0.8251 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2901 Sensitivity: 0.8306 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2921 Sensitivity: 0.8306 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2959 Sensitivity: 0.8306 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.2979 Sensitivity: 0.8306 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3017 Sensitivity: 0.8306 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3037 Sensitivity: 0.8306 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3056 Sensitivity: 0.8306 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3075 Sensitivity: 0.8361 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3095 Sensitivity: 0.8361 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3114 Sensitivity: 0.8361 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3114 Sensitivity: 0.8415 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3114 Sensitivity: 0.8470 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3133 Sensitivity: 0.8470 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3172 Sensitivity: 0.8470 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3191 Sensitivity: 0.8470 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3230 Sensitivity: 0.8470 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3250 Sensitivity: 0.8470 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3250 Sensitivity: 0.8525 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3250 Sensitivity: 0.8579 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3269 Sensitivity: 0.8579 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3269 Sensitivity: 0.8634 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3288 Sensitivity: 0.8689 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3288 Sensitivity: 0.8743 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3308 Sensitivity: 0.8743 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3308 Sensitivity: 0.8798 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3327 Sensitivity: 0.8798 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3346 Sensitivity: 0.8798 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3346 Sensitivity: 0.8852 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3346 Sensitivity: 0.8907 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3346 Sensitivity: 0.8962 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3385 Sensitivity: 0.8962 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3385 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3404 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3443 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3462 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3482 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3520 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3540 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3559 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3598 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3617 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3656 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3675 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3694 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3733 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3752 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3772 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3810 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3830 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3868 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3888 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3907 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3946 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3965 Sensitivity: 0.9016 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3965 Sensitivity: 0.9071 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.3985 Sensitivity: 0.9071 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4004 Sensitivity: 0.9126 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4023 Sensitivity: 0.9126 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4043 Sensitivity: 0.9126 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4081 Sensitivity: 0.9126 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4101 Sensitivity: 0.9126 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4120 Sensitivity: 0.9126 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4159 Sensitivity: 0.9126 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4178 Sensitivity: 0.9126 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4197 Sensitivity: 0.9126 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4197 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4236 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4255 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4294 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4313 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4333 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4371 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4391 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4410 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4449 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4468 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4507 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4526 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4545 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4584 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4603 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4623 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4662 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4681 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4720 Sensitivity: 0.9180 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4720 Sensitivity: 0.9235 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4720 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4739 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4758 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4797 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4816 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4836 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4874 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4894 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4932 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4952 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.4971 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5010 Sensitivity: 0.9290 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5010 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5029 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5048 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5087 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5106 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5145 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5164 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5184 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5222 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5242 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5280 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5300 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5319 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5358 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5377 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5397 Sensitivity: 0.9344 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5397 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5435 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5455 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5493 Sensitivity: 0.9399 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5493 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5513 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5532 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5571 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5590 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5609 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5648 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5667 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5706 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5725 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5745 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5783 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5803 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5822 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5861 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5880 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5919 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5938 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5957 Sensitivity: 0.9454 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5957 Sensitivity: 0.9508 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5957 Sensitivity: 0.9563 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.5996 Sensitivity: 0.9563 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6015 Sensitivity: 0.9563 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6015 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6035 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6074 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6093 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6132 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6151 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6170 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6209 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6228 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6248 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6286 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6306 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6344 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6364 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6383 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6422 Sensitivity: 0.9617 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6422 Sensitivity: 0.9672 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6441 Sensitivity: 0.9672 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6441 Sensitivity: 0.9727 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6460 Sensitivity: 0.9727 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6499 Sensitivity: 0.9727 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6518 Sensitivity: 0.9727 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6557 Sensitivity: 0.9727 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6576 Sensitivity: 0.9727 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6576 Sensitivity: 0.9781 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6596 Sensitivity: 0.9781 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6634 Sensitivity: 0.9781 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6654 Sensitivity: 0.9781 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6673 Sensitivity: 0.9781 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6692 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6712 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6731 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6770 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6789 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6809 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6847 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6867 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6886 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6925 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6944 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.6983 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7002 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7021 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7060 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7079 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7099 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7137 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7157 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7195 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7215 Sensitivity: 0.9836 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7215 Sensitivity: 0.9891 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7234 Sensitivity: 0.9891 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7273 Sensitivity: 0.9891 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7273 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7292 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7311 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7350 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7369 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7408 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7427 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7447 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7485 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7505 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7524 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7563 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7582 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7621 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7640 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7660 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7698 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7718 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7737 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7776 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7795 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7834 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7853 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7872 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7911 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7930 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7950 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.7988 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8008 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8046 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8066 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8085 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8124 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8143 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8162 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8201 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8221 Sensitivity: 0.9945 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8221 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8259 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8279 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8298 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8337 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8356 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8375 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8414 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8433 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8472 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8491 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8511 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8549 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8569 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8588 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8627 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8646 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8685 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8704 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8723 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8762 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8781 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8820 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8839 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8859 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8897 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8917 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8936 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8975 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.8994 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9033 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9052 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9072 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9110 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9130 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9149 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9188 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9207 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9246 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9265 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9284 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9323 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9342 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9362 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9400 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9420 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9458 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9478 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9497 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9536 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9555 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9574 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9613 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9632 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9671 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9691 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9710 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9749 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9768 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9787 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9826 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9845 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9884 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9903 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9923 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9961 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 0.9981 Sensitivity: 1 Source of the Curve: Predicted default, model 1 1 - Specificity: 1 Sensitivity: 1 Source of the Curve: Predicted default, model 1 0.0 0.2 0.4 0.6 0.8 1.0 0.0 0.2 0.4 0.6 0.8 1.0

ROC Curve
ROC Curve - Area Under the Curve - September 23, 2019
Area Under the CurveArea Under the Curve, table, 2 levels of column headers and 1 levels of row headers, table with 6 columns and 9 rows
Test Result Variable(s) Area Std. Errora Asymptotic Sig.b Asymptotic 95% Confidence Interval
Lower Bound Upper Bound
Predicted default, model 1 .856 .016 .000 .825 .886
Predicted default, model 2 .870 .015 .000 .842 .899
Predicted default, model 3 .735 .022 .000 .693 .778
The test result variable(s): Predicted default, model 3 has at least one tie between the positive actual state group and the negative actual state group. Statistics may be biased.
a. Under the nonparametric assumption
b. Null hypothesis: true area = 0.5